Ulster County and Lloyd Town property record for 409 Upper North Rd, Highland, NY 12528
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 3 ba · 3,198 sqft · built 1830 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $10,879 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 513200 80.3-1-6.110 |
| Primary APN | 513200 80.3-1-6.110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,198 sqft Total Area |
| 1st Floor Area | 1,648 sqft |
| 2nd Floor Area | 1,550 sqft |
| Basement Area | 1,648 sqft |
| Finished Basement | 1,648 sqft |
| Unfinished Basement | 1,648 sqft |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 48,787 sqft (1.12 acres) |
| Porch | Slab |
| Porch Area | 1,274 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 101242.000 |
|---|---|
| Street Address | 409 UPPER NORTH RD |
| City | HIGHLAND |
| State | NY |
| Zip | 12528-2653 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 6.110 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | LLOYD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 953700 |
Source: Ulster County and Lloyd Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 411 UPPER NORTH RD, HIGHLAND, NY 12528-2646 |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Ulster County and Lloyd Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Lloyd Town |
| Unified School District | Highland Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,879.00 | $294,800 (-) Land $100,300 Building $194,500 | $497,469 (+19.81%) Land $169,254 Building $328,215 |
| 2023 | $294,800 Land $100,300 Building $194,500 | $415,211 Land $141,268 Building $273,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (2005–2011) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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