409 Upper Mountain Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 409 Upper Mountain Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,887 sqft · built 1957
Lot Size	0.418 acres (18,216 sqft)
Owner	Individual Name on File
Last Sale	$283,100 (Jun 2000)
Tax Bill	$23,835 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01801-0000-00066`

Property Details

APN / Parcel Number

Primary APN	`13-01801-0000-00066`
Alternative APN	`130180100066`

Interior

Stories	1 Story
Building Area	1,887 sqft Living Area
1st Floor Area	1,887 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	18,216 sqft (0.418 acres)
Lot Dimensions	207 ft deep x 88 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130180100066
Street Address	409 UP MOUNTAIN AVE
City	MONTCLAIR
State	NJ
Zip	07043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	88X207 IRR
Legal Block	1801
Legal Lot Number	66
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2002
Census Tract	16100

Owner

Source: Essex County and Montclair Township records · APN 13-01801-0000-00066

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 UP MOUNTAIN AVE, MONTCLAIR, NJ 07043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 09, 2000 · Amount on Record
Deed Sale	Jun 09, 2000 · Amount on Record
Prior Sale	Oct 13, 1992 · Amount on Record
Deed Book / Page	5699 / 808
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	409 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1413
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021129520
Date	Oct 28, 2021
Instrument	2021129520

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$677,900 (-) Land $353,200 Building $324,700	$677,900 (-) Land $353,200 Building $324,700
2025	$23,835.00 (+3.32%)	$677,900 (-) Land $353,200 Building $324,700	$677,900 (-) Land $353,200 Building $324,700
2024	$23,068.00 (+3.49%)
2023		$677,900 Land $353,200 Building $324,700	$677,900 Land $353,200 Building $324,700
2022	$22,289.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2007)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2007

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 485 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.