409 Turner St, Waco, TX 76704 Property Records

McLennan County property record for 409 Turner St, Waco, TX 76704 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 2017
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Tax Bill	$4,259 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2022 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`480270150001090`

Property Details

APN / Parcel Number

Primary APN	`480270150001090`
Alternative APN	`370900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Driveway	Driveway
Driveway Area	648 sqft
Porch	Open Porch
Porch Area	228 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	370900
Street Address	409 TURNER ST
City	WACO
State	TX
Zip	76704-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY SQUARE ADDITION LOT 9 BLOCK 1 ACRES .172
Legal Subdivision	LEGACY SQUARE ADDITION
Legal Block	1
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1010
Census Tract	1500

Owner

Source: McLennan County records · APN 480270150001090

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 TURNER ST, WACO, TX 76704-2243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 03, 2022	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 03, 2022	Warranty Deed, Transfer · Commercial Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Oct 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF TEXAS
May 30, 2018	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 25, 2017	Trustee's Deed, Construction Loan · Line of Credit HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2022
Deed Sale	Oct 03, 2022
Prior Sale	Oct 03, 2022
Deed Document Number	2022039495
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	409 TURNER ST, WACO, TX 76704-2243
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 TURNER ST, WACO, TX 76704-2243

Mortgage

Document Number	0000011215
Date	Apr 16, 2024
Instrument	2024011215

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 03, 2022
Property Address	409 TURNER ST, WACO, TX 76704-2243
Document Number	0000039495
Map Reference	DOC 2014022603
Instrument Date	Oct 03, 2022
Instrument	2022039495
Transaction Type	Transfer
Record Updated	Oct 07, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 TURNER ST, 409, WACO, TX 76704-2243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 TIENER ST, WACO, TX 76704

Mortgage

Document Number	0000039496
Date	Oct 03, 2022
Instrument	2022039496

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 03, 2022
Property Address	409 TURNER ST, WACO, TX 76704-2243
Document Number	0000039390
Map Reference	VOL 1619 PG 881
Instrument Date	Sep 30, 2022
Instrument	2022039390
Transaction Type	Transfer
Record Updated	Oct 07, 2022
Title Company	AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10007 CREEK BEND DR, 10007, WOODWAY, TX 76712-8518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10007 CREEK BEND DR, WOODWAY, TX 76712-8518

Mortgage

Document Number	0000039497
Date	Oct 03, 2022
Instrument	2022039497

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 03, 2025

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	409 TURNER ST, WACO, TX 76704-2243
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035213
Date	Oct 02, 2020
Instrument	2020035213

Lender

Name	FIRST NATIONAL BANK OF TEXAS
Type	Bank
Address	KILLEEN, TX 76542

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 30, 2018
Property Address	409 TURNER ST, WACO, TX 76704-2243
Document Number	0000017691
Map Reference	DOC2014022603
Instrument Date	May 25, 2018
Instrument	2018017691
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 TURNER ST, WACO, TX 76704-2243

Mortgage

Document Number	0000017692
Date	May 30, 2018
Instrument	2018017692

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 25, 2017
Property Address	409 TURNER ST, WACO, TX 76704-2243
Instrument Date	Sep 22, 2017
Instrument	31450
Transaction Type	Construction Loan
Record Updated	Oct 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	922 FRANKLIN AVE WACO TX 767011906, WACO, TX 76701-1906

Mortgage

Document Number	0000031450
Date	Sep 25, 2017
Instrument	31450

Lender

Name	HOUSING FIN AGCY
Address	WACO, TX 76702-2570

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 24, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$226,608 (+6.12%) Land $12,890 Building $247,030	$259,920 (+21.73%) Land $12,890 Building $247,030
2024	$4,259.00 (-11.03%)
2023		$213,530 Land $12,890 Building $200,640	$213,530 Land $12,890 Building $200,640
2022	$4,787.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090015001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
Helmsco	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, AT&T, Verizon, Radiate Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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