409 Troy Dr, Madison, WI 53704 Property Records

Dane County property record for 409 Troy Dr, Madison, WI 53704

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,475 sqft · built 1920
Lot Size0.24 acres (10,494 sqft)
OwnerIndividual Name on Record
Last Sale$264,000 (Jan 2021)
Tax Bill$6,646 (2024)
Deeds & MortgagesJul 2019 Mortgage
Jan 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0809-351-0228-8

Property Details

APN / Parcel Number

Primary APN0809-351-0228-8

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms16 Rooms
Stories2 Stories
Building Area2,475 sqft Living Area
1st Floor Area975 sqft
2nd Floor Area700 sqft
Basement Area975 sqft
Finished Basement800 sqft
Family RoomFamily Room
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area10,494 sqft (0.24 acres)
Lot Dimensions198 ft deep x 53 ft wide
Garage TypeDetached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area373 sqft
Patio Area59 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address409 TROY DR
CityMADISON
StateWI
Zip53704-1523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR-C1
Legal DescriptionT8N R9E, SEC 35, E 53 FT OF W 168 FT OF N 198 FT OF GOVT LOT 2, ALSO E 3 FT OF S 66 FT OF W 168 FT OF N 231 FT GOV LOT 2
Legal Range09
Legal Township08
Legal Section35
Legal SubdivisionT8N R9E, SEC 35, E 53 FT OF W 168 FT OF
Legal Lot Number2
JurisdictionDANE WI
Township / Civil DivisionMADISON
Census Block Group2
Census Block2011
Census Tract2301

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 TROY DR, MADISON, WI 53704-1523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES
Jan 5, 2021Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Jul 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC
Mar 26, 2018Grant Deed, Transfer
FINANCE OF AMERICA COM'L LLC
Aug 18, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2021 · Amount on Record
Deed SaleJan 5, 2021 · Amount on Record
Prior SaleMar 26, 2018 · Amount on Record
Deed Document Number5680654
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address409 TROY DR, MADISON, WI 53704-1523
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005504174
DateJul 15, 2019
Instrument5504174
Lender
NameHOMEBRIDGE FINANCIAL SERVICES
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDANE WI
Recording DateJan 5, 2021
Property Address409 TROY DR, MADISON, WI 53704-1523
Document Number0005680654
Instrument DateDec 28, 2020
Instrument5680654
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$792.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 TROY DR, MADISON, WI 53704-1523

Mortgage

Document Number0005680655
DateJan 5, 2021
Instrument5680655
Lender
NameGUILD MORTGAGE CO
Agreement
TypeFHA Mortgage
AmountAmount Recorded

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address409 TROY DR, MADISON, WI 53704-1523
Document Number0005509074
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedAug 14, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 TROY DR MADISON WI 537041523, MADISON, WI 53704-1523

Mortgage

Document Number0005509074
DateJul 31, 2019
Instrument5509074
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2049

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDANE WI
Recording DateMar 26, 2018
Property Address409 TROY DR, MADISON, WI 53704-1523
Document Number0005397483
Instrument DateFeb 27, 2018
Instrument5397483
Transaction TypeTransfer
Record UpdatedApr 9, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$378.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 FARINGTON LN AURORA IL 605046070, AURORA, IL 60504-6070

Mortgage

Document Number5397484
DateMar 26, 2018
Instrument5397484
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28210
Agreement
AmountAmount Recorded

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDANE WI
Recording DateAug 18, 2017
Property Address409 TROY DR, MADISON, WI 53704-1523
Document Number0005350680
Instrument DateJul 31, 2017
Instrument5350680
Transaction TypeForeclosure
Record UpdatedSep 1, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$360.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address409 TROY DR

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMadison City
Unified School DistrictMadison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$366,100 (+7.99%) Land $76,400 Building $289,700
2024$6,646.00 (+20.55%)$366,100
2023$339,000 Land $70,700 Building $268,300
2022$5,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER UTILITY
serves 272,000 people · EPA ID WI1130224
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
LiteWire
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Troy Dr

Nearby Streets

Search Property Records by Address or Parcel Number