409 Tobago Ct, Crestview, FL 32536 Property Records

Okaloosa County property record for 409 Tobago Ct, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,508 sqft · built 2003
Lot Size	0.25 acres (10,902 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2022)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Sep 2022 Sale Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-2063-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-2063-8`
Alternative APNs	`12-3N-24-1500-000C-0070` `24N3121500000C0070`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	3,129 sqft
1st Floor Area	1,254 sqft
Upper Floors Area	1,254 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,902 sqft (0.25 acres)
Garage Type	Attached
Garage Area	500 sqft
Porch	Finished/Open Porch
Porch Area	21 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 TOBAGO CT
City	CRESTVIEW
State	FL
Zip	32536-9599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD BETHEL EST PH 1 BLK C LOT 7
Legal Range	24W
Legal Township	03N
Legal Section	12
Legal Subdivision	OLD BETHEL EST
Legal Phase	1
Legal Block	C
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	6
Census Block	6028
Census Tract	20500

Owner

Source: Okaloosa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 TOBAGO CT, CRESTVIEW, FL 32536-9599
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Dec 31, 2020	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 17, 2017	Warranty Deed, Transfer · VA Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Dec 31, 2020 · Amount on Record
Deed Document Number	20223579204
Deed Book / Page	3643 / 1043
Prior Transfer Date	Dec 28, 2020
Prior Transfer Doc	0036431043
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 16, 2022
Property Address	409 TOBAGO CT, CRESTVIEW, FL 32536-9599
Document Number	0036431043
Book / Page	3643 / 1043
Map Reference	MB 19 PG 36&37
Instrument Date	Dec 28, 2020
Instrument	3579204
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 TOBAGO CT, CRESTVIEW, FL 32536-9599

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 APPLE RIDGE RD, DANBURY, CT 06810-7301

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 31, 2020
Property Address	409 TOBAGO CT, CRESTVIEW, FL 32536-9599
Document Number	0035153357
Book / Page	3515 / 3357
Map Reference	MB 19 PG 36&37
Instrument Date	Dec 28, 2020
Instrument	3418760
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 APPLE RIDGE RD, 40, DANBURY, CT 06810-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 TOBAGO CT, CRESTVIEW, FL 32536-9599
Investor	Possibly a Property Investor

Mortgage

Document Number	0035153360
Date	Dec 31, 2020
Instrument	3515/3360

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 17, 2017
Property Address	409 TOBAGO CT, CRESTVIEW, FL 32536-9599
Document Number	0033261951
Book / Page	3326 / 1951
Map Reference	MB19 PG36&37
Instrument Date	Nov 13, 2017
Instrument	3172965
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	THE MAIN STREET LAND TITLE C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3229 BROOKEMERE PL, 3229, FAYETTEVILLE, NC 28304-0554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 CHRISTOPHER DR, CRESTVIEW, FL 32536-9220

Mortgage

Document Number	0003172966
Date	Nov 17, 2017
Instrument	3172966

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00 (+5.29%) Homeowner's exemption Veteran's exemption	$235,260 (+5.99%)	$270,480 (-6.81%) Land $35,655 Building $234,825
2023	$2,838.00 (+3.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$221,971 (+3%)	$290,249 (+6.45%) Land $30,293 Building $259,956
2022	$2,752.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$215,506	$272,652 Land $28,311 Building $244,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: CenturyLink, Verizon.

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