409 Thompson Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 409 Thompson Ave, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 2009
Square Footage	986 sqft Living Area
Lot Size	8,400 sqft (0.193 acres)
Occupancy	Owner Occupied
Last Sale	$88,250 (2009)
Tax Bill	$754.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-23-428-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	986 sqft Living Area
1st Floor	986 sqft 1st Floor
Basement Area	986 sqft Basement
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,400 sqft (0.193 acres)
Depth X Width	140 ft x 60 ft Depth x Width
Shed	1 Shed
Deck Area	Deck Area
Patio Area	16 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	409 THOMPSON AVE
City	WATERLOO
State	IA
Zip	50703-3422
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	JAMES VIRDENS ADDITION LOT 8 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	23
Legal Subdivision	JAMES VIRDENS ADDITION
Legal Block	5
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1016
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-23-428-009

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 THOMPSON AVE, WATERLOO, IA 50703-3422
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2009 · Amount on Record
Deed Sale	Oct 06, 2009 · Amount on Record
Deed Doc Number	20092010007117
Record Refreshed	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	409 THOMPSON AVE, WATERLOO, IA 50703-3422
Transaction Type	Mortgage
Record Updated	Jan 08, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 THOMPSON AVE, WATERLOO, IA 50703-3422

Mortgage

Document Number	202400008256
Date	Dec 27, 2023
Instrument	202400008256

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$754.00 Homeowner's exemption	$82,070 (+39.76%) Land $10,500 Building $71,570	$82,070 (+39.76%) Land $10,500 Building $71,570
2024	$754.00 (-12.93%)
2023		$58,720 (+21.55%) Land $10,500 Building $48,220	$58,720 (+21.55%) Land $10,500 Building $48,220
2022	$866.00 Homeowner's exemption	$48,310 Land $10,500 Building $37,810
2021			$48,310 Land $10,500 Building $37,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.