Hennepin County property record for 409 Thomas Ave S, Minneapolis, MN 55405
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,080 sqft · built 1921 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Aug 2026) |
| Tax Bill | $9,323 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-029-24-14-0161 |
| Primary APN | 29-029-24-14-0161 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 3,152 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 128 ft deep x 60 ft wide |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 THOMAS AVE S |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55405-1916 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1A |
| Legal Description | LOT 032 BLOCK 001 A THORPE BROS GLENWOOD HEIGHTS LOT 32 AND S 20 FT OF LOT 33 60 X 128 |
| Legal Range | 24 |
| Legal Township | 029 |
| Legal Section | 29 |
| Legal Quarter | 14 |
| Legal Subdivision | THORPE BROS GLENWOOD HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNEAPOLIS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 105100 |
409 Thomas Ave S, a duplex, is owned and occupied by an individual who bought it in August 2026.
Source: Hennepin County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 THOMAS AVE S, MINNEAPOLIS, MN 55405-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 5, 2025 | Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2026 · Amount on File |
| Deed Sale | Aug 17, 2026 · Amount on File |
| Prior Sale | Jun 19, 2015 · Amount on File |
| Deed Document Number | 202611488682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Aug 17, 2026 |
| Property Address | 409 THOMAS AVE S, MINNEAPOLIS, MN 55405-1916 |
| Document Number | 0011488682 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202611488682 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NY BANKERS TITLE, BANKERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168,266.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 THOMAS AVE S, MINNEAPOLIS, MN 55405-1916 |
| Document Number | 0011488683, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 202611488683 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 409 THOMAS AVE S, MINNEAPOLIS, MN 55405-1916 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2440 GIRARD AVE S, MINNEAPOLIS, MN 55405-2535 |
| Document Number | 0A11423719 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | A11423719 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 4, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 409 THOMAS AVE S, MINNEAPOLIS, MN 55405-1916 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0A10952166 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | A10952166 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 409 Thomas Ave S was $9,323, up 7% from the year before.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minneapolis City |
| Unified School District | Minneapolis Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,323.00 (+7.03%) | $493,200 (+2.75%) Land $223,000 Building $270,200 | $493,200 (+2.75%) Land $223,000 Building $270,200 |
| 2024 | $8,711.00 (+9.68%) | $480,000 Land $223,000 Building $257,000 | $480,000 Land $223,000 Building $257,000 |
| 2023 | $7,942.00 | ||
| 2022 | $495,000 Land $192,000 Building $303,000 | $495,000 Land $192,000 Building $303,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Thomas Ave S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 Thomas Ave S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Minneapolis serves 425,300 people · EPA ID MN1270024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures