409 SW 3rd St, Mount Enterprise, TX 75681 Property Records

Rusk County property record for 409 SW 3rd St, Mount Enterprise, TX 75681

Property Summary

Property Type	Single Family Home
Details	1,649 sqft · built 1977
Lot Size	3.03 acres (132,335 sqft)
Owner	2 Individual Names on File
Last Sale	$194,000 (May 2021)
Tax Bill	$4,262 (2026)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`00044-01960-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00044-01960-00000-000000`
Alternative APN	`22878`

Interior

Stories	1 Story
Building Area	1,649 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	132,335 sqft (3.03 acres)
Garage Area	294 sqft
Porch	Porch
Porch Area	422 sqft

Location & Zoning

Account Number	00044-01960-00000-000000
Street Address	409 SW 3RD ST
City	MOUNT ENTERPRISE
State	TX
Zip	75681-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 44 T WILLIAMS SUR
Legal Subdivision	T WILLIAMS
Jurisdiction	RUSK TX
Township / Civil Division	MOUNT ENTERPRISE
Census Block Group	1
Census Block	1101
Census Tract	951200

Owner

409 SW 3rd St is owned and occupied by two individuals who bought it in May 2021.

Source: Rusk County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 SW 3RD ST, MOUNT ENTERPRISE, TX 75681-2617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Jul 15, 2009 · Amount on File
Deed Document Number	2021219598
Deed Book / Page	3772 / 254
Record Updated	Oct 29, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	May 7, 2021
Property Address	409 SW 3RD ST, MOUNT ENTERPRISE, TX 75681-2617
Document Number	003772/254
Book / Page	3772 / 254
Instrument Date	May 4, 2021
Instrument	219598
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SW 3RD ST, MOUNT ENTERPRISE, TX 75681-2617

Mortgage

Document Number	0000219599
Date	May 7, 2021
Instrument	219599

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 409 SW 3rd St was $4,262 with a homeowner's exemption, up 156.9% from the year before.

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rusk County
Unified School District	Mount Enterprise Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,262.00 (+156.9%) Homeowner's exemption	$206,210 (+1.5%) Land $52,530 Building $153,680	$206,210 (+1.5%) Land $52,530 Building $153,680
2025	$1,659.00 Homeowner's exemption	$203,170 Land $49,490 Building $153,680	$203,170 Land $49,490 Building $153,680
2023		$180,710 Land $43,420 Building $137,290	$180,710 Land $43,420 Building $137,290
2022	$2,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 SW 3rd St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	2 (1994–1997)
Most Recent Claim	Feb 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 SW 3rd St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT ENTERPRISE WSC serves 2,205 people · EPA ID TX2010023
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20