Oktibbeha County property record for 409 Suzanne Ave, Starkville, MS 39759
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,082 sqft · built 2010 |
| Lot Size | 0.153 acres (6,707 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,168 (2025) |
| Deeds & Mortgages | Apr 2010 Line of Credit Dec 2010 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102P-00-327.00 |
| Primary APN | 102P-00-327.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,082 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,707 sqft (0.153 acres) |
| Lot Dimensions | 133 ft deep x 50.3 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 409 SUZANNE AVE |
|---|---|
| City | STARKVILLE |
| State | MS |
| Zip | 39759-5532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 CARPENTER PLACE PLANNED UNIT DEVELOPMENT 2016/4709 MAP 102P DB/PG 2006/9184 2010/7798 |
| Legal Lot Number | 24 |
| Jurisdiction | OKTIBBEHA MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950603 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Bell House listed 1992 · 1 contributing resources · NRIS 92001480 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
409 Suzanne Ave is owned and occupied by an individual who acquired it in July 2016.
Source: Oktibbeha County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 SUZANNE AVE, STARKVILLE, MS 39759-5532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2010 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FINANCIAL SERVICES |
| Dec 23, 2010 | Warranty Deed, Transfer · FHA Mortgage PLATINUM MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2016 |
| Deed Sale | Jul 19, 2016 |
| Deed Document Number | 0020164709 |
| Deed Book / Page | 2010 / 07798 |
| Prior Transfer Date | Dec 23, 2010 |
| Prior Transfer Doc | 0201007798 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKTIBBEHA MS |
| Property Address | 409 SUZANNE AVE, STARKVILLE, MS 39759-5532 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2010/05240 |
|---|---|
| Date | Apr 15, 2010 |
| Book Page | 2010/05240 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | STARKVILLE, MS 39759 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 14, 2011 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKTIBBEHA MS |
| Recording Date | Dec 23, 2010 |
| Property Address | 409 SUZANNE AVE, STARKVILLE, MS 39759-5532 |
| Document Number | 2010/07798 |
| Book / Page | 2010 / 07798 |
| Instrument Date | Dec 22, 2010 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 STARR AVE, STARKVILLE, MS 39759-4032 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 SUZANNE AVE, STARKVILLE, MS 39759-5532 |
| Document Number | 0201020550 |
|---|---|
| Date | Dec 23, 2010 |
| Instrument | 2010/20550 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 409 Suzanne Ave was $3,168 with a homeowner's exemption, up 1.7% from the year before.
Source: Oktibbeha County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Oktibbeha County |
| Municipality | Starkville City |
| Unified School District | Starkville Oktibbeha Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,168.00 (+1.67%) Homeowner's exemption | $22,317 (-) | $223,170 (-) Land $55,000 Building $168,170 |
| 2024 | $3,116.00 Homeowner's exemption | $22,317 (-) | $223,170 (-) Land $55,000 Building $168,170 |
| 2023 | $3,116.00 Homeowner's exemption | $22,317 | $223,170 Land $55,000 Building $168,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Suzanne Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective October 6, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Suzanne Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MS STATE UNIVERSITY state or territorial government · serves 15,000 people · EPA ID MS0530012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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