Nelson County property record for 409 Susannah Ave, Bardstown, KY 40004 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,230 sqft · built 2020 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $679 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54S20-07-068 |
| Primary APN | 54S20-07-068 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Cooling System | None |
|---|
| Account Number | 93606 |
|---|---|
| Street Address | 409 SUSANNAH AVE |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004-7791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTAGE GROVE LT 15 PC3-143 |
| Legal Subdivision | COTTAGE GROVE |
| Legal Lot Number | 15 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 930305 |
Source: Nelson County records · APN 54S20-07-068
Assessment roll updated July 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 SUSANNAH AVE, BARDSTOWN, KY 40004-7791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Apr 10, 2023 |
| Property Address | 409 SUSANNAH AVE, BARDSTOWN, KY 40004-7791 |
| Document Number | 00D590/716 |
| Book / Page | D590 / 716 |
| Map Reference | CAB 3 SL 143 |
| Instrument Date | Apr 07, 2023 |
| Instrument | 2023003644 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 GLENVIEW DR, BARDSTOWN, KY 40004-9183 |
| Name | Verified Name |
|---|---|
| Address | 409 SUSANNAH AVE, BARDSTOWN, KY 40004-7791 |
| Document Number | 2023003645 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 2023003645 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Nelson County records · Assessment roll updated July 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bardstown City |
| County | Nelson County |
| Unified School District | Bardstown Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $679.00 (+5.27%) | $219,900 (+14.17%) Building $219,900 | $219,900 (+14.17%) Building $219,900 |
| 2023 | $645.00 | $192,600 | $192,600 |
Source: FEMA National Flood Hazard Layer, Nelson County (21179C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211799303051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| City of Bardstown, KY | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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