Grayson County property record for 409 Sunshine Trl, Bells, TX 75414
| Property Type | Single Family Home |
|---|---|
| Details | 1,633 sqft · built 2010 |
| Lot Size | 0.705 acres (30,753 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,577 (2024) |
| Deeds & Mortgages | Nov 2022 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147B6860013 |
| Primary APN | 147B6860013 |
|---|---|
| Alternative APN |
|
| Building Area | 1,633 sqft Living Area |
|---|---|
| Gross Area | 2,091 sqft |
| 1st Floor Area | 1,633 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 30,753 sqft (0.705 acres) |
| Garage Type | Attached |
| Garage Area | 458 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 162 sqft |
| Utility Building | 100 sqft |
| Account Number | 204053 |
|---|---|
| Old Parcel Number | 147B6860013 |
| Street Address | 409 SUNSHINE TRL |
| City | BELLS |
| State | TX |
| Zip | 75414-3420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THOROUGHBRED RIDGE REPLAT LT 26-48, LOT 38 & PT 37, ACRES .706 |
| Legal Subdivision | THOROUGHBRED RIDGE REPLAT LT 26-48 |
| Legal Lot Number | 38 48 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 101 |
409 Sunshine Trl is owned and occupied by an individual who acquired it in November 2022.
Source: Grayson County records, as of October 20, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 409 SUNSHINE TRL, BELLS, TX 75414-3420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2022 | Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 13, 2018 | Warranty Deed, Transfer GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2022 |
| Deed Sale | Nov 21, 2022 |
| Deed Document Number | 2022-37455 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Nov 21, 2022 |
| Property Address | 409 SUNSHINE TRL, BELLS, TX 75414-3420 |
| Document Number | 0000037455 |
| Map Reference | VOL 12 PG 27 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022-37455 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | RED RIV TITLE COMPANY, RED RIVER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 SUNSHINE TRL, BELLS, TX 75414-3420 |
| Document Number | 0000037456 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 2022-37456 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 409 SUNSHINE TRL, BELLS, TX 75414-3420 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | RED RIVER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000012346 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020-00012346 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Mar 13, 2018 |
| Property Address | 409 SUNSHINE TRL, BELLS, TX 75414-3420 |
| Document Number | 0000005414 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 5414 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | RED RIVER TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 SUNSHINE TRL BELLS TX 754143420, BELLS, TX 75414-3420 |
| Document Number | 5415 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 5415 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 12, 2048 |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bells Town |
| County | Grayson County |
| Unified School District | Bells Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $374,228 Land $63,936 Building $310,292 | $374,228 Land $63,936 Building $310,292 | |
| 2024 | $7,577.00 | ||
| 2023 | $360,002 Land $47,698 Building $312,304 | $360,002 Land $47,698 Building $312,304 | |
| 2022 | $7,144.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Sunshine Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 Sunshine Trl is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLS serves 2,101 people · EPA ID TX0910001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 300 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| 360 Broadband Fixed Wireless | 100 / 20 |
| TekWav Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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