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409 Summit Ave, West Chicago, IL 60185 Property Records

DuPage County property record for 409 Summit Ave, West Chicago, IL 60185 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,386 sqft · built 1948
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$163,000 (Jan 2002)
Tax Bill$7,859 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN04-10-116-016

Property Details

APN / Parcel Number

Primary APN04-10-116-016

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,386 sqft Living Area
Gross Area2,154 sqft
1st Floor Area1,002 sqft
Basement Area768 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Lot Area7,841 sqft (0.18 acres)
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address409 SUMMIT AVE
CityWEST CHICAGO
StateIL
Zip60185-2850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGERALD ARENS PLAT OF SURVEY
Legal SubdivisionGERALD ARENS PLAT
Legal Lot Number2
JurisdictionDU PAGE IL
Township / Civil DivisionWINFIELD
Census Block Group2
Census Block2025
Census Tract841504

Owner

Source: DuPage County records · APN 04-10-116-016

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 SUMMIT AVE, WEST CHICAGO, IL 60185-2850
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2023Deed of Trust, Mortgage · Line of Credit
DUPAGE CU
Aug 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
CIBM BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2002 · Amount on Record
Deed SaleJan 15, 2002 · Amount on Record
Prior SaleMay 05, 1998 · Amount on Record
Deed Document Number200215706
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address409 SUMMIT AVE, WEST CHICAGO, IL 60185-2850
Transaction TypeMortgage
Record UpdatedNov 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071825
DateNov 07, 2023
InstrumentR2023-071825
Lender
NameDUPAGE CU
TypeCredit Union
AddressNAPERVILLE, IL 60567
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueSep 30, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address409 SUMMIT AVE, WEST CHICAGO, IL 60185-2850
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073347
DateAug 03, 2022
InstrumentR2022-073347
Lender
NameCIBM BANK
TypeBank
AddressNAPERVILLE, IL 60563
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2037

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionWinfield Township
MunicipalityWest Chicago City
Secondary School DistrictCommunity High School District 94 (09 - 12)
Elementary School DistrictWest Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,859.00 (+13.72%)$101,205 (+28.08%) Land $22,273 Building $78,932$303,615 (+28.08%) Land $66,819 Building $236,796
2022$6,911.00 Homeowner's exemption$79,020 Land $17,400 Building $61,620$237,060 Land $52,200 Building $184,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438415042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 375 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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