409 Summit Ave, Ladysmith, WI 54848 Property Records

Rusk County property record for 409 Summit Ave, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$109,000 (Jun 2017)
Tax Bill	$3,160 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-01257-0000`

Property Details

APN / Parcel Number

Primary APN	`246-01257-0000`

Exterior

Lot Area	16,117 sqft

Location & Zoning

Street Address	409 SUMMIT AVE
City	LADYSMITH
State	WI
Zip	54848-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLAMBEAU HEIGHTS LOT 8 BLOCK 1 VOLUME 627 PAGE 922
Legal Range	06W
Legal Township	35N
Legal Section	34
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	FLAMBEAU HEIGHTS
Legal Block	1
Legal Lot Number	8
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	2
Census Block	2002
Census Tract	960500

Owner

Source: Rusk County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	409 SUMMIT AVE, LADYSMITH, WI 54848-1133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 23, 2017	Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	345069
Deed Book / Page	627 / 922
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	409 SUMMIT AVE, LADYSMITH, WI 54848-1133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	357740
Date	Nov 30, 2020
Instrument	357740

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSK WI
Recording Date	Jun 23, 2017
Property Address	409 SUMMIT AVE, LADYSMITH, WI 54848-1133
Document Number	000627/922
Book / Page	627 / 922
Instrument Date	Jun 23, 2017
Instrument	345069
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345070
Date	Jun 23, 2017
Instrument	345070

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,160.00 (+23.15%) Homeowner's exemption	$111,400 (-) Land $9,800 Building $101,600	$190,300 (+36.91%)
2023	$2,566.00 Homeowner's exemption	$111,400 Land $9,800 Building $101,600	$139,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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