409 Sugartree Ln, Franklin, TN 37064 Property Records

Williamson County property record for 409 Sugartree Ln, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,102 sqft · built 1983
Lot Size	0.444 acres (19,344 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Dec 2020)
Tax Bill	$3,089 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094079I A 00300`

Property Details

APN / Parcel Number

Primary APN	`094079I A 00300`

Interior

Full Baths	2.5 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,102 sqft Living Area
1st Floor Area	841 sqft
2nd Floor Area	1,261 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	19,344 sqft (0.444 acres)
Lot Dimensions	208 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	588 sqft
Porch	Porch
Porch Area	145 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	409 SUGARTREE LN
City	FRANKLIN
State	TN
Zip	37064-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD MAPLEWOOD SEC 1 PB 8 PG 13 LOT 0003 SUBD REV 1
Legal Subdivision	MAPLEWOOD
Legal Lot Number	3
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	3
Census Block	3005
Census Tract	50907

Owner

409 Sugartree Ln is owned and occupied by an individual who bought it in December 2020.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	409 SUGARTREE LN, FRANKLIN, TN 37064-3024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK
Apr 18, 2019	Warranty Deed, Transfer · Conventional with PMI CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Deed Document Number	20068442
Deed Book / Page	8312 / 155
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Dec 1, 2020
Property Address	409 SUGARTREE LN, FRANKLIN, TN 37064-3024
Document Number	0083120155
Book / Page	8312 / 155
Map Reference	MB 8 PG 13
Instrument Date	Nov 25, 2020
Instrument	20068442
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LEHMAN TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,461.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SUGARTREE LN, FRANKLIN, TN 37064-3024

Mortgage

Document Number	0020068443
Date	Dec 1, 2020
Instrument	20068443

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 18, 2019
Property Address	409 SUGARTREE LN, FRANKLIN, TN 37064-3024
Document Number	0076030816
Book / Page	007603 / 000816
Instrument Date	Apr 17, 2019
Instrument	13423
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	DLO TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	204 CRESTLAWN PL FRANKLIN TN 370643008, FRANKLIN, TN 37064-3008

Mortgage

Document Number	76030818
Date	Apr 18, 2019
Book Page	007603/000818
Instrument	13424

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 409 Sugartree Ln was $3,089, down 46.6% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,089.00 (-46.63%)	$155,225 Land $55,000 Building $100,225	$620,900 Land $220,000 Building $400,900
2024	$5,788.00 (+108.05%)
2023	$2,782.00	$102,225 (-) Land $22,500 Building $79,725	$408,900 (-) Land $90,000 Building $318,900
2022	$2,782.00	$102,225 Land $22,500 Building $79,725	$408,900 Land $90,000 Building $318,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Sugartree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Sugartree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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