409 Stuart Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 409 Stuart Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,962 sqft · built 1994
Lot Size	0.156 acres (6,800 sqft)
Owner	Individual Name on File
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`006-732-012-000`

Property Details

APN / Parcel Number

Primary APN	`006-732-012-000`
Alternative APN	`006-732-012`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,800 sqft (0.156 acres)
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	006-732-012
Street Address	409 STUART AVE
City	PACIFIC GROVE
State	CA
Zip	93950-5217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP OF RESUB OF BLK 1 PRESIDIO TERRACE LOT 4 BLK 3 EXC POR DESC IN VOL 1274 PG 144
Legal Subdivision	PRESIDIO TERRACE
Legal Block	1,3
Legal Lot Number	4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2015
Census Tract	12000

Owner

Source: Monterey County records · APN 006-732-012-000

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 STUART AVE, PACIFIC GROVE, CA 93950-5217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 06, 2007
Transfer Doc	0000084525
Record Updated	Sep 20, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 02, 2025
Property Address	409 STUART AVE, PACIFIC GROVE, CA 93950-5217
Document Number	0000045028
Map Reference	VOL 4 PG 49
Instrument Date	Nov 24, 2025
Instrument	2025045028
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 STUART AVE, PACIFIC GROVE, CA 93950-5217

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,560,887 (+720.51%) Land $961,891 Building $598,996
2025	$2,048.00 (-34.34%) Homeowner's exemption	$190,234 (+4.04%) Land $23,710 Building $166,524
2023	$3,119.00 (+5.98%) Homeowner's exemption	$182,849 Land $22,791 Building $160,058
2022	$2,943.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, California Internet, Razzolink.

Based on FCC filings for 129 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.