409 Stowe St, Huron, OH 44839 Property Records

Erie County property record for 409 Stowe St, Huron, OH 44839

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,074 sqft · built 1926
Lot Size	0.276 acres (12,014 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Jul 2011)
Tax Bill	$2,530 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-00186-000`

Property Details

APN / Parcel Number

Primary APN	`42-00186-000`
Alternative APN	`002821-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,074 sqft Living Area
Gross Area	2,944 sqft
1st Floor Area	1,508 sqft
Upper Floors Area	80 sqft
Attic	Attic
Attic Area	972 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,014 sqft (0.276 acres)
Lot Dimensions	132 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Patio Area	190 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	002821-1
Street Address	409 STOWE ST
City	HURON
State	OH
Zip	44839-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	119 STOWE ST WH EX S .33' & 120 TRI 94'X116'
Legal Subdivision	STOWE STREET IN THE SUBDIVISION
Legal Lot Number	117-120
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	4
Census Block	4015
Census Tract	40500

Owner

409 Stowe St is owned and occupied by an individual who bought it in July 2011.

Source: Erie County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	409 STOWE ST, HURON, OH 44839-1523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2011 · Amount on File
Deed Sale	Jul 15, 2011 · Amount on File
Prior Sale	Dec 22, 1999 · Amount on File
Deed Document Number	20115502
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	409 STOWE ST, HURON, OH 44839-1523
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003248
Date	May 3, 2019
Instrument	201903248

Lender

Name	PNC BANK NA
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 409 Stowe St was $2,530 with a homeowner's exemption, down 3.7% from the year before.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Municipality	Huron City
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,530.00 (-3.66%)	$64,438 (-) Land $13,622 Building $50,816
2024	$2,626.00 (+14.57%) Homeowner's exemption	$64,438 (+33.04%) Land $13,622 Building $50,816	$184,110 Land $38,920 Building $145,190
2023	$2,292.00 (+14.2%) Homeowner's exemption	$48,436 (-) Land $11,977 Building $36,459
2022	$2,007.00 Homeowner's exemption	$48,436 Land $11,977 Building $36,459
2021			$138,390 Land $34,220 Building $104,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Stowe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1980–1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Stowe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HURON CITY serves 6,893 people · EPA ID OH2201011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000

May also be available: T-Mobile, Verizon.

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