Montcalm County property record for 409 Steffey St, Crystal, MI 48818 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1989 |
| Lot Size | 0.198 acres (8,634 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,600 (Mar 2023) |
| Tax Bill | $1,870 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Mar 2023 Sale + 5 more |
| APN | 005-131-005-00 |
| Primary APN | 005-131-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Building Perimeter |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 8,634 sqft (0.198 acres) |
| Lot Dimensions | 101 ft deep x 87 ft wide |
| Garage Area | 576 sqft |
| Street Address | 409 STEFFEY ST |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 & W 1/2 OF LOT 3, BLK 1, MYER'S ADDITION TO VILLAGE OF CRYSTAL. |
| Legal Subdivision | MYER'S ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 3,5 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 970900 |
Source: Montcalm County records · APN 005-131-005-00
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2819 S SHORE DR, CRYSTAL, MI 48818-9722 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN ONE COMMUNITY CU |
| Mar 28, 2023 | Warranty Deed, Transfer |
| Dec 19, 2022 | Deed, Transfer |
| Apr 25, 2022 | Sheriff's Deed, Foreclosure |
| Sep 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MICHIGAN STATE HSNG |
| Sep 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP |
| Jun 19, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2023 · Amount on Record |
| Deed Sale | Mar 28, 2023 · Amount on Record |
| Prior Sale | Apr 25, 2022 · Amount on Record |
| Deed Document Number | 20233190 |
| Prior Transfer Date | Mar 07, 2017 |
| Prior Transfer Doc | 2017/6864 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 409 STEFFEY ST, CRYSTAL, MI 48818-9502 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R11262 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023R-11262 |
| Name | MICHIGAN ONE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Nov 21, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Mar 28, 2023 |
| Property Address | 409 STEFFEY ST, CRYSTAL, MI 48818-9502 |
| Document Number | 2023R03190 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 2023R-03190 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7875 S GARLOCK RD, CARSON CITY, MI 48811-9592 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Dec 19, 2022 |
| Property Address | 409 STEFFEY ST, CRYSTAL, MI 48818-9502 |
| Document Number | 2022R13946 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 2022R-13946 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD # STE32, STE32, OKLAHOMA CITY, OK 73106-6016 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Apr 25, 2022 |
| Property Address | 409 STEFFEY ST, CRYSTAL, MI 48818-9502 |
| Document Number | 2022R05448 |
| Instrument Date | Apr 07, 2022 |
| Instrument | 2022R05448 |
| Transaction Type | Foreclosure |
| Record Updated | May 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 409 STEFFEY ST, CRYSTAL, MI 48818-9502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019R09785 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019R-09785 |
| Name | MICHIGAN STATE HSNG |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 409 STEFFEY ST, CRYSTAL, MI 48818-9502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019R09784 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019R-09784 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Jun 19, 2017 |
| Property Address | 409 STEFFEY ST, CRYSTAL, MI 48818-9502 |
| Document Number | 2017/6864 |
| Book / Page | 2017 / 6864 |
| Instrument Date | Mar 07, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 13, CRYSTAL, MI 48818-0013 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 100, GREENVILLE, MI 48838-0100 |
Source: Montcalm County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Carson City-Crystal Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,200 (+7.62%) | $90,400 (+7.62%) | |
| 2025 | $1,870.00 (+1.58%) | $42,000 (-10.64%) | $84,000 (+78.72%) |
| 2024 | $1,841.00 | ||
| 2023 | $47,000 | $47,000 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 3% of the US · above 7% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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