409 State St, Proctorville, OH 45669 Property Records

Lawrence County property record for 409 State St, Proctorville, OH 45669

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	built 1985
Lot Size	0.144 acres (6,299 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,277 (2023)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`26-084-1500.000`

Property Details

APN / Parcel Number

Primary APN	`26-084-1500.000`

Interior

Fireplace	Fireplace

Exterior

Year Built	Built 1985
Lot Area	6,299 sqft (0.144 acres)
Lot Dimensions	67 ft deep x 94 ft wide

Location & Zoning

Street Address	409 STATE ST
City	PROCTORVILLE
State	OH
Zip	45669-3013
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	-00-00 2 HOMESTEAD SUBDIV. E PT 94.35 STATE ST. X 67' 0000.00A
Legal Subdivision	HOMESTEAD SUB
Legal Lot Number	2
Jurisdiction	LAWRENCE OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1047
Census Tract	51300

Owner

Source: Lawrence County records · APN 26-084-1500.000

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 890, PROCTORVILLE, OH 45669-0890
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 1993
Deed Sale	Sep 28, 1993
Deed Document Number	995
Record Updated	Jun 07, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE OH
Property Address	409 STATE ST, PROCTORVILLE, OH 45669-3013
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 COUNTY ROAD 3, CHESAPEAKE, OH 45619-7833

Mortgage

Document Number	0000002309
Date	Apr 20, 2021
Book Page	1080/700
Instrument	2021-00002309

Lender

Name	CITIZENS DEPOSIT BANK
Type	Bank
Address	PROCTORVILLE, OH 45669

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 16, 2031

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lawrence County
County Subdivision	Union Township
Municipality	Proctorville Village
Unified School District	Fairland Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,277.00 (+0.79%)	$35,290 (-) Land $13,030 Building $22,260
2022	$1,267.00	$35,290 Land $13,030 Building $22,260	$100,820 Land $37,220 Building $63,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (39087C), as of April 1, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390870513001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	33 (1979–2021)
Claims Outside the SFHA	9 of 33
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 1997 · 21 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Armstrong Holdings Cable	750 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 237 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH4400912, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PROCTORVILLE VILLAGE PWS serves 574 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Also Mapped Here	HECLA WATER ASSOCIATION
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.