409 State St, Joliet, IL 60432 Property Records

Will County property record for 409 State St, Joliet, IL 60432 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,319 sqft · built 1907
Lot Size	0.09 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jan 2026)
Tax Bill	$6,249 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`30-07-10-131-004`

Property Details

APN / Parcel Number

Primary APN	`30-07-10-131-004`
Alternative APN	`07101310040000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	1,319 sqft
Gross Area	2,638 sqft
Basement Area	1,319 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,000 sqft (0.09 acres)
Lot Dimensions	148 ft deep x 33 ft wide
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	409 STATE ST
City	JOLIET
State	IL
Zip	60432-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 3 THE N1/2 OF LOT 4 IN CASSEDAY'S ADDN TO JOLIET, BEING A SUB OF PRT OF THE W1/2 OF THE NW1/4 IN SEC. 10, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	10
Legal Subdivision	CASSEDAYS ADDITION TO JOLIET
Legal Block	3
Legal Lot Number	4
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	1
Census Block	1004
Census Tract	882000

Owner

Source: Will County records · APN 30-07-10-131-004

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6 FAIRFAX CT, BOLINGBROOK, IL 60490-5039
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 06, 2026	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Dec 19, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 06, 2026 · Amount on Record
Deed Sale	Jan 06, 2026 · Amount on Record
Prior Sale	Dec 19, 2022 · Amount on Record
Deed Document Number	2026887
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 06, 2026
Property Address	409 STATE ST, JOLIET, IL 60432-2360
Document Number	0000000887
Instrument Date	Nov 10, 2025
Instrument	R2026000887
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 STATE ST, JOLIET, IL 60432-2360

Mortgage

Document Number	0000000888
Date	Jan 06, 2026
Instrument	R2026000888

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 19, 2022
Property Address	409 STATE ST, JOLIET, IL 60432-2360
Document Number	0000087620
Instrument Date	Nov 14, 2022
Instrument	R2022087620
Transaction Type	Transfer
Record Updated	Jan 02, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 SIESTA DR, NEW LENOX, IL 60451-3925

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	429 BUELL AVE, JOLIET, IL 60435-7001

Mortgage

Document Number	0000087621
Date	Dec 19, 2022
Instrument	R2022087621

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,249.00 (+4.8%)
2024	$5,963.00 (+12.85%)	$71,195 (+24.43%) Land $6,274 Building $64,921	$213,585 (+24.43%) Land $18,822 Building $194,763
2022	$5,284.00	$57,219 Land $5,042 Building $52,177	$171,657 Land $15,126 Building $156,531

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978820001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1981–2020)
Most Recent Claim	May 2020, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 597 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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