409 Standish Dr, Wayland, MI 49348 Property Records

Allegan County property record for 409 Standish Dr, Wayland, MI 49348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,146 sqft · built 1991
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on File
Last Sale	$104,500 (Jan 1997)
Tax Bill	$3,252 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`56-620-040-00`

Property Details

APN / Parcel Number

Primary APN	`56-620-040-00`
Alternative APN	`03-56-620-040-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft
Basement Area	1,146 sqft
Unfinished Basement	1,146 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	128 ft deep x 80 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 STANDISH DR
City	WAYLAND
State	MI
Zip	49348-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 40 ROYAL DOWNS NO 3. SEC 5 T3N R11W (89)
Legal Range	11W
Legal Township	03N
Legal Section	05
Legal Subdivision	ROYAL DOWNS 3
Legal Lot Number	40
Jurisdiction	ALLEGAN MI
Township / Civil Division	WAYLAND
Census Block Group	2
Census Block	2017
Census Tract	30502

Owner

409 Standish Dr is owned and occupied by two individuals who bought it in January 1997.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 STANDISH DR, WAYLAND, MI 49348-9502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 8, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Mar 12, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 31, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 1997 · Amount on File
Deed Sale	Jan 3, 1997 · Amount on File
Prior Sale	Nov 30, 1993 · Amount on File
Deed Document Number	19971
Deed Book / Page	1620 / 99
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Aug 14, 2026
Property Address	409 STANDISH DR, WAYLAND, MI 49348-9502
Document Number	0000013691
Book / Page	5165 / 799
Instrument Date	Aug 10, 2026
Instrument	202613691
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 STANDISH DR, WAYLAND, MI 49348-9502

Mortgage

Document Number	0000013691,
Date	Aug 14, 2026
Book Page	5165/799
Instrument	202613691

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	409 STANDISH DR, WAYLAND, MI 49348-9502
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4575/94
Date	Feb 8, 2021
Book Page	4575/94

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	409 STANDISH DR, WAYLAND, MI 49348-9502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4227/392
Date	Mar 12, 2018
Book Page	4227/392

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	409 STANDISH DR, WAYLAND, MI 49348-9502
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4397/921
Date	Oct 31, 2019
Book Page	4397/921

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 409 Standish Dr was $3,252 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Wayland City
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,000 Land $16,800 Building $112,200	$258,000 Land $33,600 Building $224,400
2025	$3,252.00
2023		$107,700 Land $11,400 Building $96,300	$215,400 Land $22,800 Building $192,600
2022	$2,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Standish Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Standish Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYLAND serves 4,435 people · EPA ID MI0006940
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet, Verizon.

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