409 Spruce Meadows Ln, Willow Spring, NC 27592 Property Records

Wake County property record for 409 Spruce Meadows Ln, Willow Spring, NC 27592 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,749 sqft · built 2007
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$223,500 (Nov 2007)
Tax Bill	$2,542 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0677.04-81-6793-000`

Property Details

APN / Parcel Number

Primary APN	`0677.04-81-6793-000`
Alternative APNs	`0677.04-81-6793 0362543` `0677816793` `0362543`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,749 sqft Living Area
1st Floor Area	1,749 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	29,185 sqft (0.67 acres)
Garage Area	462 sqft
Porch	Screened Porch
Porch Area	299 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0362543
Street Address	409 SPRUCE MEADOWS LN
City	WILLOW SPRING
State	NC
Zip	27592-8306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LO58 ROWLAND MEADOWS PH2 BM2007-01134
Legal Subdivision	ROWLAND MEADOWS PH2
Legal Phase	2
Legal Lot Number	58
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	2
Census Block	2036
Census Tract	53109

Owner

Source: Wake County records · APN 0677.04-81-6793-000

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 13, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2007 · Amount on Record
Deed Sale	Nov 20, 2007 · Amount on Record
Deed Book / Page	12843 / 1914
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	409 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8306
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	020178/263
Date	Mar 23, 2026
Book Page	20178/263

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	409 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8306
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19088/1940
Date	Jul 15, 2022
Book Page	19088/1940

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ANGIER, NC 27501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	409 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8306
Transaction Type	Mortgage
Record Updated	Jul 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	184612085
Date	Apr 20, 2021
Book Page	18461/2085

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	409 SPRUCE MEADOWS LN, WILLOW SPRING, NC 27592-8306
Document Number	184612103
Instrument Date	Apr 13, 2021
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SPRUCE MEADOWS LN WILLOW SPRING NC 275928306, WILLOW SPRING, NC 27592-8306

Mortgage

Document Number	184612103
Date	Apr 20, 2021
Book Page	018461/002103

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,542.00 (+18.67%)	$394,415 (+44.92%) Land $90,000 Building $304,415	$394,415 (+44.92%) Land $90,000 Building $304,415
2023	$2,142.00	$272,162 Land $50,000 Building $222,162	$272,162 Land $50,000 Building $222,162

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371830531092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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