Hamilton County property record for 409 Spring St, Chattanooga, TN 37405
| Property Type | Office Building |
|---|---|
| Details | 18,628 sqft · built 1964 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,995,000 (Jul 2025) |
| Tax Bill | $10,558 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Jun 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135C Q 007 |
| Primary APN | 135C Q 007 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 18,628 sqft Total Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Concrete Block |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 85,378 sqft (1.96 acres) |
| Lot Dimensions | 290 ft deep x 200 ft wide |
| Total Buildings | 2 Buildings |
| Sewer | Connected |
|---|
| Account Number | 0000059027 |
|---|---|
| Street Address | 409 SPRING ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3848 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | C2 |
| Legal Description | LT 8A THOMPSON & CARTER ADDITION PB 2 PG 17 REV PB 86 PG 122 REV PB 128 PG 139 |
| Legal Subdivision | THOMPSON & CARTER AD |
| Legal Block | 4 |
| Legal Lot Number | 8A |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 8, 2026 | Quit Claim Deed, Transfer TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Jun 4, 2026 | Quit Claim Deed, Transfer HON & KOPET TITLE |
| Jul 7, 2025 | Special Warranty Deed, Transfer |
| Feb 8, 2022 | Limited Warranty Deed, Transfer · Commercial Mortgage CAPSTAR BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on Record |
| Deed Sale | Jul 7, 2025 · Amount on Record |
| Prior Sale | Feb 8, 2022 · Amount on Record |
| Deed Document Number | 202578 |
| Deed Book / Page | 13973 / 760 |
| Last Transfer Date | May 1, 2026 |
| Transfer Doc | 0000000112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 8, 2026 |
| Property Address | 409 SPRING ST, CHATTANOOGA, TN 37405-3848 |
| Document Number | 0000000112 |
| Book / Page | 14326 / 519 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026112 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 4, 2026 |
| Property Address | 409 SPRING ST, CHATTANOOGA, TN 37405-3848 |
| Document Number | 0000000078 |
| Book / Page | 14322 / 714 |
| Instrument Date | May 1, 2026 |
| Instrument | 202678 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | HON & KOPET TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 7, 2025 |
| Property Address | 409 SPRING ST, CHATTANOOGA, TN 37405-3848 |
| Document Number | 0000000078 |
| Book / Page | 13973 / 760 |
| Map Reference | DOC 2023092200018 |
| Instrument Date | Jun 26, 2025 |
| Instrument | 2025070700078 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,081.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 8, 2022 |
| Property Address | 409 SPRING ST, CHATTANOOGA, TN 37405-3848 |
| Document Number | 0000000063 |
| Book / Page | 12837 / 867 |
| Instrument Date | Feb 3, 2022 |
| Instrument | 2022020800063 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 537 MARKET ST STE 400, 400, CHATTANOOGA, TN 37402-1287 |
| Document Number | 0012837871 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 12837/871 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,558.00 (-0.42%) | $696,600 (+46.99%) | $1,741,500 (+46.99%) Land $1,280,700 Building $460,800 |
| 2024 | $10,603.00 (+51.13%) | $473,920 (+51.12%) | $1,184,800 (+51.12%) Land $853,800 Building $331,000 |
| 2023 | $7,016.00 | $313,600 (-) | $784,000 (-) Land $453,000 Building $331,000 |
| 2022 | $7,016.00 | $313,600 | $784,000 Land $453,000 Building $331,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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