Clay County property record for 409 Spratley St, Birmingham, MO 64161
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1953 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,016 (Apr 2026) |
| Tax Bill | $934 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| APN | 18-311-00-07-003.00 |
| Primary APN | 18-311-00-07-003.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,176 sqft |
| 1st Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Porch | Enclosed Porch |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 409 SPRATLEY ST |
|---|---|
| City | BIRMINGHAM |
| State | MO |
| Zip | 64161-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIRMINGHAM LT 20 BLK 22 |
| Legal Range | 32W |
| Legal Township | 50N |
| Legal Section | 01 |
| Legal Subdivision | BIRMINGHAM |
| Legal Block | 22 |
| Legal Lot Number | 20 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | CHOUTEAU |
| Census Block Group | 3 |
| Census Block | 3089 |
| Census Tract | 22200 |
409 Spratley St is owned and occupied by an individual who bought it in April 2026.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 SPRATLEY ST, BIRMINGHAM, MO 64161-9344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on File |
| Deed Sale | Apr 29, 2026 · Amount on File |
| Prior Sale | Apr 2, 2015 |
| Deed Document Number | 202611216 |
| Deed Book / Page | 10156 / 108 |
| Prior Transfer Date | Jan 9, 2003 |
| Prior Transfer Doc | 0000060992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Apr 29, 2026 |
| Property Address | 409 SPRATLEY ST, BIRMINGHAM, MO 64161-9344 |
| Document Number | 0000011216 |
| Book / Page | 10156 / 108 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.11216 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 SPRATLEY ST, BIRMINGHAM, MO 64161-9344 |
| Document Number | 0000011710, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 10159/113 |
| Instrument | 2026.11710 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 409 Spratley St was $934, up 8.6% from the year before.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Birmingham Village |
| Unified School District | North Kansas City 74 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $934.00 (+8.6%) | $12,670 | $66,684 |
| 2024 | $860.00 (+0.7%) | ||
| 2023 | $854.00 | $11,420 | $60,105 |
| 2019 | $809.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA's flood maps do not cover 409 Spratley St; there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jun 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Spratley St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM VILLAGE OF PWS serves 200 people · EPA ID MO1010070 |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wisper ISP Fixed Wireless | 200 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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