409 Spearman Ct, Chapin, SC 29036 Property Records

Lexington County property record for 409 Spearman Ct, Chapin, SC 29036

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,220 sqft · built 2022
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$292,390 (Mar 2022)
Tax Bill$1,805 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001201-01-065

Property Details

APN / Parcel Number

Primary APN001201-01-065

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,220 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialFiber Cement Siding
Lot Area13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address409 SPEARMAN CT
CityCHAPIN
StateSC
Zip29036-9845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal DescriptionRUSHTON PH 1 LOT 65
Legal Lot Number65
JurisdictionLEXINGTON SC
Township / Civil DivisionCHAPIN
Census Block Group2
Census Block2082
Census Tract21204

Owner

Source: Lexington County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 SPEARMAN CT, CHAPIN, SC 29036-9845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2022 · Amount on Record
Deed SaleMar 15, 2022 · Amount on Record
Deed Document Number202211931
Deed Book / Page20997 / 4125
Record UpdatedSep 20, 2026

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEXINGTON SC
Recording DateMar 15, 2022
Property Address409 SPEARMAN CT, CHAPIN, SC 29036-9845
Document Number2099704125
Book / Page20997 / 4125
Map ReferenceMB 20957 PG 1673
Instrument DateMar 15, 2022
Instrument2022011931
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 10, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$760.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SPEARMAN COURT, CHAPIN, SC 29036-9845

Mortgage

Document Number2022011932
DateMar 15, 2022
Instrument2022011932
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,805.00 (+0.84%)
2024$1,790.00$11,696 Land $2,460 Building $9,236$292,390 Land $61,500 Building $230,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: CarolinaConnect Cooperative.

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