409 South St, Townsend, DE 19734 Property Records

New Castle County property record for 409 South St, Townsend, DE 19734

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,165 sqft · built 2008
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (May 2013)
Tax Bill	$3,882 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-008.00-093`

Property Details

APN / Parcel Number

Primary APN	`25-008.00-093`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,165 sqft Living Area
1st Floor Area	1,775 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	409 SOUTH ST
City	TOWNSEND
State	DE
Zip	19734-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	25R1A
Legal Subdivision	TOWNSEND VILLAGE II
Legal Lot Number	128
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3000
Census Tract	16806

Owner

409 South St is owned and occupied by two individuals who bought it in May 2013.

Source: New Castle County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 SOUTH ST, TOWNSEND, DE 19734-3018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLEARVIEW FCU
Aug 17, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2013 · Amount on File
Deed Sale	May 7, 2013 · Amount on File
Prior Sale	Dec 11, 2008 · Amount on File
Deed Document Number	201329303
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	409 SOUTH ST, TOWNSEND, DE 19734-3018
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004779
Date	Jan 23, 2023
Instrument	20230123-0004779

Lender

Name	CLEARVIEW FCU
Type	Credit Union
Address	CORAOPOLIS, PA 15108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 10, 2038

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	409 SOUTH ST, TOWNSEND, DE 19734-3018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068737
Date	Aug 17, 2020
Instrument	20200817-0068737

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	273 Months
Due	May 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 409 South St was $3,882.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Townsend Town
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,882.00	$573,100 Land $107,300 Building $465,800
2024			$446,130
2023	$3,636.00	$117,300 Land $11,700 Building $105,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 South St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 South St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on South St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures