Rowan County property record for 409 Snow St, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,222 sqft · built 2019 |
| Lot Size | 0.336 acres (14,636 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Apr 2023) |
| Tax Bill | $3,026 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Aug 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160 280 |
| Primary APN | 160 280 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,636 sqft (0.336 acres) |
| Lot Dimensions | 24.4 ft deep x 6 ft wide |
| Porch | Porch |
| Porch Area | 30 sqft |
| Deck Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 409 SNOW ST |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-2570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L23-24,75-76 PT 25&74 .33AC DR. ALTON FINGER PROP |
| Legal Subdivision | DR ALTON FINGER PROP |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CHINA GROVE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 51600 |
409 Snow St is owned and occupied by two individuals who bought it in April 2023.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 SNOW ST, KANNAPOLIS, NC 28081-2570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2023 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Aug 9, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 21, 2018 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK |
| Jul 23, 2019 | Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU |
| Sep 28, 2018 | Quit Claim Deed, Construction Loan ATTORNEY ONLY |
| Aug 18, 2017 | Warranty Deed, Transfer · FHA Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on File |
| Deed Sale | Apr 18, 2023 · Amount on File |
| Prior Sale | Jul 23, 2019 · Amount on File |
| Deed Book / Page | 1421 / 648 |
| Prior Transfer Date | Sep 28, 2018 |
| Prior Transfer Doc | 0013160517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 18, 2023 |
| Property Address | 409 SNOW ST, KANNAPOLIS, NC 28081-2570 |
| Document Number | 0014210648 |
| Book / Page | 1421 / 648 |
| Instrument Date | Apr 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 MAPLE ST, SALISBURY, NC 28146-9750 |
| Name | Verified Name |
|---|---|
| Address | 409 SNOW ST, KANNAPOLIS, NC 28081-2570 |
| Document Number | 0001421649 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 1421/649 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 409 SNOW ST, KANNAPOLIS, NC 28081-2570 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014070624 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 1407/624 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SALISBURY, NC 28145 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 409 SNOW ST, KANNAPOLIS, NC 28081-2570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013190161 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 1319/0161 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 23, 2019 |
| Property Address | 409 SNOW ST, KANNAPOLIS, NC 28081-2570 |
| Document Number | 0013310396 |
| Book / Page | 1331 / 0396 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1096, CONCORD, NC 28026-1096 |
| Name | Verified Name |
|---|---|
| Address | 2420 VALE AVE, KANNAPOLIS, NC 28081-2550 |
| Document Number | 13310397 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 1331/0397 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 28, 2018 |
| Property Address | 409 SNOW ST, KANNAPOLIS, NC 28081-2570 |
| Document Number | 0013160517 |
| Book / Page | 001316 / 000517 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 22, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1096 CONCORD NC 280261096, CONCORD, NC 28026-1096 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Aug 18, 2017 |
| Property Address | 409 SNOW ST, KANNAPOLIS, NC 28081-2570 |
| Document Number | 0012950100 |
| Book / Page | 1295 / 0100 |
| Map Reference | MB 9995 PG 623 |
| Instrument Date | Jul 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7427 MATTHEWS MINT HILL RD, 7427, MINT HILL, NC 28227-7862 |
| Name | Verified Name |
|---|---|
| Address | 409 SNOW ST, KANNAPOLIS, NC 28081-2570 |
| Document Number | , 1295/0101 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 1295/0101 |
| Type | Mortgage Company |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Number | 0012950102 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 1295/0102 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 18, 2032 |
The 2026 property tax bill for 409 Snow St was $3,026.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Kannapolis City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,026.00 | $250,128 (-) Land $22,425 Building $227,703 | $250,128 Land $22,425 Building $227,703 |
| 2025 | $3,026.00 | $250,128 Land $22,425 Building $227,703 | |
| 2023 | $3,026.00 | $250,128 Land $22,425 Building $227,703 | $250,128 Land $22,425 Building $227,703 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Snow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Snow St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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