409 Smith St, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 409 Smith St, Waynesboro, VA 22980

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,230 sqft · built 1929
Lot Size0.196 acres (8,565 sqft)
Owner2 Individual Names on Record
Tax Bill$1,452 (2026)
Deeds & MortgagesNov 2024 Line of Credit
Oct 2024 Transfer
Flood ZoneZone X (minimal risk)
APN35 1 2-8

Property Details

APN / Parcel Number

Primary APN35 1 2-8
Alternative APN
  • 108745

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,230 sqft Living Area
1st Floor Area1,230 sqft
Basement Area307 sqft
Unfinished Basement307 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialMetal
Lot Area8,565 sqft (0.196 acres)
PorchPorch
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number108745
Street Address409 SMITH ST
CityWAYNESBORO
StateVA
Zip22980-3817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG-5
Legal DescriptionBLOCK 2 LOT 8 SMITH & HARNER ADT
Legal SubdivisionSMITH & HARNER ADDITION
Legal Block2
Legal Lot Number8
JurisdictionWAYNESBORO CITY VA
Township / Civil DivisionWAYNESBORO
Census Block Group1
Census Block1027
Census Tract3300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Port Republic Road Historic District
listed 2002 · 85 contributing resources · NRIS 02000368

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Waynesboro City records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address409 SMITH ST, WAYNESBORO, VA 22980-3817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2024Deed of Trust, Mortgage · Line of Credit
DUPONT COMMUNITY CREDIT UNION
Oct 30, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 30, 2024
Transfer Doc0000002347
Record UpdatedOct 29, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNESBORO CITY VA
Property Address409 SMITH ST, WAYNESBORO, VA 22980-3817
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240002580
DateNov 27, 2024
Instrument240002580
Lender
NameDUPONT COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueNov 22, 2059
Interest
Rate TypeAdjustable Rate
Rate7.5%

October 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAYNESBORO CITY VA
Recording DateOct 30, 2024
Property Address409 SMITH ST, WAYNESBORO, VA 22980-3817
Document Number0240002347
Instrument DateOct 30, 2024
Instrument240002347
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SMITH ST, WAYNESBORO, VA 22980-3817

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWaynesboro City
Unified School DistrictWaynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,452.00 (+6.06%)$167,000 (-) Land $33,500 Building $133,500$167,000 (-) Land $33,500 Building $133,500
2025$1,369.00 (+37.31%)$167,000 (+28.96%) Land $33,500 Building $133,500$167,000 (+28.96%) Land $33,500 Building $133,500
2023$997.00$129,500 Land $28,500 Building $101,000$129,500 Land $28,500 Building $101,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WAYNESBORO
serves 22,630 people · EPA ID VA2820775
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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