409 Smith Ave, Kenesaw, NE 68956 Property Records

Adams County property record for 409 Smith Ave, Kenesaw, NE 68956

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,322 sqft · built 1973
Lot Size	0.167 acres (7,280 sqft)
Owner	2 Individual Names on File
Last Sale	$127,500 (Jul 2017)
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Aug 2017 Mortgage May 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`010001709`

Property Details

APN / Parcel Number

Primary APN	`010001709`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,322 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,280 sqft (0.167 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	40 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	409 SMITH AVE
City	KENESAW
State	NE
Zip	68956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAMILY
Legal Description	411.00-LOT 3 & N8' LOT 4 COOKS ADD- KENESAW VILLAGE BLOCK 4 (1210) .17 AC; MAP NUMBER: 3659-34-2-0411.00-000-0001
Legal Subdivision	COOKS ADD TO KENESAW VILLAGE
Legal Block	4
Legal Lot Number	3-4
Jurisdiction	ADAMS NE
Township / Civil Division	KENESAW
Census Block Group	2
Census Block	2091
Census Tract	965400

Owner

409 Smith Ave is owned and occupied by two individuals who bought it in July 2017.

Source: Adams County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 N SMITH AVE, KENESAW, NE 68956-1561
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRIUS FEDERAL CREDIT UNION
May 11, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRSTBANK OF NEBRASKA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017 · Amount on File
Deed Sale	Jul 28, 2017 · Amount on File
Deed Document Number	0020172669
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS NE
Property Address	409 SMITH AVE, KENESAW, NE 68956
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20172670
Date	Aug 1, 2017
Instrument	20172670

Lender

Name	TRIUS FEDERAL CREDIT UNION
Address	KEARNEY, NE 68847

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS NE
Property Address	409 SMITH AVE, KENESAW, NE 68956
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20171611
Date	May 11, 2017
Instrument	20171611

Lender

Name	FIRSTBANK OF NEBRASKA
Address	WAHOO, NE 68066

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Nov 2, 2017

Tax Assessment & Valuation

The 2025 property tax bill for 409 Smith Ave was $2,050.

Source: Adams County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Adams County
Municipality	Kenesaw Village
Unified School District	Kenesaw Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,050.00	$160,755 Land $9,100 Building $151,655	$160,755 Land $9,100 Building $151,655
2023	$2,047.00	$118,725 Land $9,100 Building $109,625	$118,725 Land $9,100 Building $109,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Smith Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Smith Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF KENESAW serves 919 people · EPA ID NE3100106
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.61 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: Glenwood Telecommunications, Nextlink, Viaero Wireless.

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