Norfolk City property record for 409 Sinclair St, Norfolk, VA 23505 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,521 sqft · built 1947 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,354 (2025) |
| Deeds & Mortgages | Dec 2017 Refinance Oct 2020 Refinance |
| APN | 25069700 |
| Primary APN | 25069700 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,521 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 SINCLAIR ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23505-4359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 70FT |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1700 |
Source: Norfolk City records · APN 25069700
Assessment roll updated September 25, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 SINCLAIR ST, NORFOLK, VA 23505-4359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance PACIFIC HOME LOANS INC |
| Oct 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SOVEREIGN LENDING GROUP INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 409 SINCLAIR ST, NORFOLK, VA 23505-4359 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0170026852 |
|---|---|
| Date | Dec 01, 2017 |
| Instrument | 170026852 |
| Name | PACIFIC HOME LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 409 SINCLAIR ST, NORFOLK, VA 23505-4359 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Name | Verified Name |
|---|
| Document Number | 0200025762 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 200025762 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Norfolk City records · Assessment roll updated September 25, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,354.00 (+2.45%) | $435,300 (+4.11%) Land $112,000 Building $323,300 | $435,300 (+4.11%) Land $112,000 Building $323,300 |
| 2023 | $5,226.00 | $418,100 Land $112,000 Building $306,100 | $418,100 Land $112,000 Building $306,100 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 517100017002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 46 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 8 (1989–2016) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Oct 2016, river or lake flooding, Hurricane Matthew |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Granby Street Suburban Institutional Corridor listed 2024 · 17 contributing resources · NRIS 100009735 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Cox Communications | Fiber | 2,000 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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