409 Simpson St, Florence, AL 35630 Property Records

Lauderdale County property record for 409 Simpson St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,328 sqft · built 1928
Lot Size	0.219 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$51,700 (Jul 2017)
Tax Bill	$969 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-02-03-4-004-026-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-03-4-004-026-000`
Alternative APNs	`091954` `91954` `405`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	192 ft deep x 50 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	91954
Street Address	409 SIMPSON ST
City	FLORENCE
State	AL
Zip	35630-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	50 X 192 .22 AC/C CITY OF FLORENCE BLK 435 LOT 3 SEC 03 T3S R11W PB 1 PG 136
Legal Range	11W
Legal Township	03S
Legal Section	03
Legal Subdivision	CITY OF FLORENCE BLOCK 0435
Legal Block	435
Legal Lot Number	3
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2005
Census Tract	10600

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	407 S COURT ST, FLORENCE, AL 35630-5613
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Prior Sale	Dec 27, 2016 · Amount on Record
Deed Document Number	0201729705
Deed Book / Page	2017 / 29705
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 6, 2017
Property Address	409 SIMPSON ST, FLORENCE, AL 35630-2345
Document Number	2017/29705
Book / Page	2017 / 29705
Instrument Date	Jul 6, 2017
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4736 COUNTY ROAD 24, FLORENCE, AL 35634-5720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 COX CREEK PKWY, FLORENCE, AL 35630-1003

Mortgage

Document Number	2017/32079
Date	Jul 21, 2017
Book Page	2017/32079

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$969.00 (+6.95%)	$19,780 (+6.92%)	$99,880 (+7.96%) Land $6,700 Building $93,180
2024	$906.00 (+11.85%)	$18,500 (+1,75%) Land $1,100 Building $17,400	$92,520 (+11.87%) Land $5,500 Building $87,020
2023	$810.00 (+18.25%)	$1,000 (-92.85%) Land $1,000	$82,700 (+18.31%) Land $5,000 Building $77,700
2022	$685.00	$13,980	$69,900 Land $5,400 Building $64,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Simpson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures