Guadalupe County property record for 409 Silver Buckle, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,762 sqft · built 2008 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,812 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G1544101202600000 |
| Primary APN | 1G1544101202600000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,762 sqft Living Area |
| Gross Area | 4,484 sqft |
| 1st Floor Area | 2,079 sqft |
| 2nd Floor Area | 15,635 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 162 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 SILVER BUCKLE |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENSINGTON RANCH ESTATES #1 BLOCK 12 LOT 26 |
| Legal Subdivision | KENSINGTON RANCH ESTATES #1 |
| Legal Tract | 26 |
| Legal Block | 12 |
| Legal Lot Number | 26 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 210707 |
409 Silver Buckle is owned by a company that acquired it in June 2020 and is owner-occupied.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 409 SILVER BUCKLE, SCHERTZ, TX 78154-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2020 |
| Deed Sale | Jun 16, 2020 |
| Prior Sale | May 13, 2008 |
| Deed Document Number | 202099014791 |
| Record Updated | Sep 20, 2026 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,546 (+3.6%) Land $37,333 Building $403,213 | $440,546 (+3.6%) Land $37,333 Building $403,213 | |
| 2025 | $425,257 Land $37,384 Building $387,873 | $425,257 Land $37,384 Building $387,873 | |
| 2023 | $7,812.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $457,460 Land $53,333 Building $404,127 | $457,460 Land $53,333 Building $404,127 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Silver Buckle in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Silver Buckle is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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