409 Sign Pine Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 409 Sign Pine Rd, Chesapeake, VA 23322

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 4 ba · 4,146 sqft · built 2017
Lot Size	3.04 acres (132,727 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,953 (2023)
Deeds & Mortgages	Feb 2018 Reverse Mortgage
APN	`0850000001010`

Property Details

APN / Parcel Number

Primary APN	`0850000001010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,146 sqft Total Area
1st Floor Area	2,530 sqft
Upper Floors Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	132,727 sqft (3.04 acres)
Lot Dimensions	699 ft deep x 190 ft wide
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	86 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 SIGN PINE RD
City	CHESAPEAKE
State	VA
Zip	23322-2292
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RE1: RESID
Legal Description	12 SIGN PINE FARMS 3.047 AC
Legal Subdivision	WHOLE MAP 085/SIR RALEIGH ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1016
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 SIGN PINE RD, CHESAPEAKE, VA 23322-2292
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	409 SIGN PINE RD, CHESAPEAKE, VA 23322-2292
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09883/1944
Date	Feb 15, 2018
Book Page	9883/1944
Instrument	180003999

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	955 Months
Due	Sep 3, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2019
Margin	2

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,045,600 (+17.95%) Land $265,000 Building $780,600	$1,045,600 (+17.95%) Land $265,000 Building $780,600
2023	$8,953.00 (+34.27%)	$886,500 (+6.88%) Land $185,000 Building $701,500	$886,500 (+6.88%) Land $185,000 Building $701,500
2022		$829,400 Land $165,000 Building $664,400	$829,400 Land $165,000 Building $664,400
2019	$6,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20