New Hanover County property record for 409 Settlers Ln, Kure Beach, NC 28449
| Property Type | Patio Home |
|---|---|
| Details | 3 bd · 2 ba · 1,796 sqft · built 1998 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $358,000 (Apr 2017) |
| Tax Bill | $3,613 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R09209-012-028-000 |
| Primary APN | R09209-012-028-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 1,796 sqft |
| Finished Basement | 1,796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Patio Home |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 7,013 sqft (0.161 acres) |
| Terrain | Low |
| Garage Area | 483 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 255 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 409 SETTLERS LN |
|---|---|
| City | KURE BEACH |
| State | NC |
| Zip | 28449-4836 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Patio Home |
| Local Zoning Code | RA-2A |
| Legal Description | LOT 18R SECTION 3-B KURE BEACH VILLAGE |
| Legal Subdivision | KURE BEACH VILLAGE REV SEC 3B |
| Legal Block | 12 |
| Legal Lot Number | 18R |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 12203 |
409 Settlers Ln, a patio home, is owned and occupied by an individual who acquired it in December 2018.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 SETTLERS LN, KURE BEACH, NC 28449-4836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2018 | Quit Claim Deed, Mortgage · Conventional with PMI MOVEMENT MTG |
| Apr 12, 2017 | Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2017 · Amount on File |
| Deed Sale | Apr 12, 2017 · Amount on File |
| Prior Sale | Sep 11, 1996 · Amount on File |
| Deed Document Number | 201711514 |
| Deed Book / Page | 6050 / 2941 |
| Last Transfer Date | Dec 7, 2018 |
| Transfer Doc | 00618400369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Dec 12, 2018 |
| Property Address | 409 SETTLERS LN, KURE BEACH, NC 28449-4836 |
| Document Number | 0061840369 |
| Book / Page | 006184 / 000369 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 37040 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 409 SETTLERS LN KURE BEACH NC 284494836, KURE BEACH, NC 28449-4836 |
| Document Number | 61840371 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 006184/000371 |
| Instrument | 37041 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Apr 12, 2017 |
| Property Address | 409 SETTLERS LN, KURE BEACH, NC 28449-4836 |
| Document Number | 0060502941 |
| Book / Page | 006050 / 002941 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 11514 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $716.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30843 JANLOR DR WESTLAKE VILLAGE CA 913624110, WESTLAKE VILLAGE, CA 91362-4110 |
| Document Number | 60502944 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 006050/002944 |
| Instrument | 11515 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | 15707 ROCKFIELD BLVD # 320, IRVINE, CA 92618-2874 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.125% |
The 2025 property tax bill for 409 Settlers Ln was $3,613, up 16.4% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Kure Beach Town |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $755,900 (-12.73%) Land $441,600 Building $314,300 | $755,900 (-12.73%) Land $441,600 Building $314,300 | |
| 2025 | $3,613.00 (+16.36%) | $866,200 Land $551,900 Building $314,300 | $866,200 Land $551,900 Building $314,300 |
| 2024 | $3,105.00 (+3.4%) | ||
| 2023 | $3,003.00 (-0.69%) | $419,600 Land $181,200 Building $238,400 | $419,600 Land $181,200 Building $238,400 |
| 2022 | $3,024.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Settlers Ln in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 151 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 160 units insured incl. 9 condo units |
| Nearby Flood Claims | 53 (2018–2024) |
| Claims Outside the SFHA | 52 of 53 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Settlers Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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