409 Seitz Dr, Forest City, NC 28043 Property Records

Rutherford County property record for 409 Seitz Dr, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,287 sqft · built 1971
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Dec 2023)
Tax Bill	$993 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0421489`

Property Details

APN / Parcel Number

Primary APN	`0421489`
Alternative APNs	`421489` `7593`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,287 sqft Heated Area
Flooring	Concrete/Cement
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1975
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	20,473 sqft (0.469 acres)
Garage Type	Carport
Carport	Carport
Carport Area	204 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	7593
Old Parcel Number	421489
Street Address	409 SEITZ DR
City	FOREST CITY
State	NC
Zip	28043-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	S G BRIDGES LO:21A PL:7-118
Legal Subdivision	SG BRIDGES FARM
Legal Block	4
Legal Lot Number	21A
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	3
Census Block	3004
Census Tract	960700

Owner

409 Seitz Dr is owned and occupied by an individual who bought it in December 2023.

Source: Rutherford County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	409 SEITZ DR, FOREST CITY, NC 28043-2720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Deed Document Number	0020771415
Deed Book / Page	2077 / 1415
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 8, 2023
Property Address	409 SEITZ DR, FOREST CITY, NC 28043-2720
Document Number	0020771415
Book / Page	2077 / 1415
Map Reference	MB 7 PG 118
Instrument Date	Dec 7, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 SEITZ DR, FOREST CITY, NC 28043-2716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SEITZ DR, FOREST CITY, NC 28043-2720

Mortgage

Document Number	0020771419
Date	Dec 8, 2023
Instrument	2077/1419

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.4%
Type Change Date	Jan 1, 2029
Change Frequency	5 Years
Min Rate At Change	6.4%
Max Rate At Change	10.4%
Index	5-Year TN
Max Rate	14.4%

Tax Assessment & Valuation

The 2025 property tax bill for 409 Seitz Dr was $993.

Source: Rutherford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$993.00	$134,500 Land $7,000 Building $127,500	$134,500 Land $7,000 Building $127,500
2023		$105,300 Land $7,000 Building $98,300	$105,300 Land $7,000 Building $98,300
2022	$530.00
2021	$530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Seitz Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Seitz Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIDGES S/D private · serves 200 people · EPA ID NC0181103
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	TOWN OF FOREST CITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Skyrunner Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Seitz Dr

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