409 Second St, Gypsum, CO 81637 Property Records

Eagle County property record for 409 Second St, Gypsum, CO 81637

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,425 sqft · built 1933
Lot Size	0.344 acres (15,028 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R021950`

Property Details

APN / Parcel Number

Primary APN	`R021950`
Alternative APN	`2111 052 06 005`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,425 sqft Living Area
Gross Area	1,779 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1970
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,028 sqft (0.344 acres)
Porch	Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R021950
Old Parcel Number	211105206005
Street Address	409 SECOND ST
City	GYPSUM
State	CO
Zip	81637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 5 TOWNSHIP: 5 RANGE: 85 PCLIN S1/2SW1/4NW1/4
Legal Range	85
Legal Township	05
Legal Section	05
Jurisdiction	EAGLE CO
Township / Civil Division	EAGLE-GYPSUM
Census Block Group	5
Census Block	5009
Census Tract	200

Owner

409 Second St is owned by two individuals who acquired it in August 2018.

Source: Eagle County records, as of March 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 4161, EAGLE, CO 81631-4161
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage DHA FINANCIAL INC
Aug 3, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 25, 2018	Quit Claim Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Oct 22, 2012
Last Transfer Date	Aug 3, 2018
Transfer Doc	0000013288
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAGLE CO
Property Address	409 SECOND ST, GYPSUM, CO 81637
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202114710
Date	Jun 23, 2021
Instrument	202114710

Lender

Name	DHA FINANCIAL INC
Type	Funding / Finance Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAGLE CO
Recording Date	Aug 3, 2018
Property Address	409 SECOND ST, GYPSUM, CO 81637
Document Number	0000013288
Instrument Date	Jul 31, 2018
Instrument	13288
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 4161 EAGLE CO 816314161, EAGLE, CO 81631-4161

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAGLE CO
Recording Date	Jun 25, 2018
Property Address	409 SECOND ST, GYPSUM, CO 81637
Document Number	0000010804
Instrument Date	Jun 18, 2018
Instrument	10804
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4161 EAGLE CO 816314161, EAGLE, CO 81631-4161

Mortgage

Document Number	10805
Date	Jun 25, 2018
Instrument	10805

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 409 Second St was $1,572.

Source: Eagle County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Eagle County
Municipality	Gypsum Town
Unified School District	Eagle County School District RE 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00	$31,210 Land $12,420 Building $18,790	$499,430 Land $198,760 Building $300,670
2023	$1,764.00	$30,530 Land $11,880 Building $18,650	$455,770 Land $177,360 Building $278,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Second St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Second St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GYPSUM serves 15,272 people · EPA ID CO0119329
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless · Fiber in parts of the area	200 / 20

May also be available: CenturyLink, Vero Fiber.

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