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409 SE Robalo Ct, Stuart, FL 34996 Property Records

Martin County property record for 409 SE Robalo Ct, Stuart, FL 34996

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 1,073 sqft · built 1966
Lot Size0.108 acres (4,704 sqft)
OwnerIndividual Name on Record
Last Sale$158,500 (Sep 2005)
Tax Bill$438 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-38-41-003-000-0023.0-7-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-003-000-0023.0-7-0000
Alternative APNs
  • 03-38-41-003-000-00230-7
  • 338410030000023070000
  • 19827

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Units2 Units
Stories1 Story
Building Area1,073 sqft Living Area
1st Floor Area1,073 sqft
Basement Area230 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,704 sqft (0.108 acres)
PorchOpen Porch
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number19827
Street Address409 SE ROBALO CT
CitySTUART
StateFL
Zip34996-3208
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal DescriptionFISHERMANS VILLAGE N1/2 OF LOT 23 OR 363/1007
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionFISHERMANS VILLAGE
Legal Block1
Legal Lot Number23
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1014
Census Tract902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address409 SE ROBALO CT, STUART, FL 34996-3208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2005 · Amount on Record
Deed SaleSep 16, 2005 · Amount on Record
Prior SaleMay 1, 1979 · Amount on Record
Deed Document Number20051872843
Deed Book / Page2060 / 2954
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address409 SE ROBALO CT, STUART, FL 34996-3208
Transaction TypeMortgage
Record UpdatedJan 30, 2024
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SE ROBALO CT, STUART, FL 34996-3208

Mortgage

Document Number0032811955
DateDec 27, 2021
Book Page3281/1955
Instrument2933686
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$438.00 (-2.23%) Additional exemption filed$57,052 (+5.98%)$263,040 (+29.3%) Land $170,000 Building $93,040
2024$448.00 (+2.28%)
2023$438.00 (-25.64%) Additional exemption filed$53,831 (+3%)$203,440 (+22.05%) Land $120,000 Building $83,440
2022$589.00 Homeowner's exemption$52,264$166,690 Land $110,000 Building $56,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims14 (1999–2018)
Claims Outside the SFHA10 of 14
Most Recent ClaimMay 2018 · other causes
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Blue Stream.

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