409 Sawgrass Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 409 Sawgrass Ct, Saint Charles, MO 63301 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Architecture StyleBi-Level
Year BuiltBuilt 2022
Square Footage2,584 sqft Living Area
Lot Size6,242 sqft (0.143 acres)
OccupancyOwner Occupied
Tax Bill$5,237.00 (2025)

Owner

Source: St. Charles County records · APN T230500061

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 SAWGRASS CT, SAINT CHARLES, MO 63301-3813
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDFIRST BANK
Jan 20, 2023Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 20, 2023
Deed SaleJan 20, 2023
Deed Doc Number20232481
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address409 SAWGRASS CT, SAINT CHARLES, MO 63301-3813
Transaction TypeMortgage
Record UpdatedFeb 19, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SAWGRASS CT, SAINT CHARLES, MO 63301-3813

Mortgage

Document Number0000004550
DateFeb 05, 2024
Instrument2024R-004550
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term480 Months
DueFeb 01, 2064

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 20, 2023
Property Address409 SAWGRASS CT, SAINT CHARLES, MO 63301-3813
Document Number0000002481
Map ReferenceDOC 2022R-024981
Instrument DateJan 19, 2023
Instrument2023R-002481
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address17415 N OUTER 40 RD, CHESTERFIELD, MO 63005-1320

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SAWGRASS CT, SAINT CHARLES, MO 63301-3813

Mortgage

Document Number0000002482
DateJan 20, 2023
Instrument2023R-002482
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,237.00$80,334$422,810 Land $66,600 Building $356,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNT230500061
Alternative APN
  • 5-116B-D230-00-0199.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,584 sqft Living Area
Gross Area3,856 sqft Gross Area
Basement Area1,272 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area6,242 sqft (0.143 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT230500061
Street Address409 SAWGRASS CT
CitySAINT CHARLES
StateMO
Zip63301-3813
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHARLESTOWNE LANDING #9 LOT 199
Legal SubdivisionCHARLESTOWNE LANDING #9
Legal Lot Number199
JurisdictionST CHARLES MO
Minor Civil DivisionRIVERS
Census Blockgroup4
Census Block4002
Census Tract310201

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