409 Sandy Ln, Franklin, OH 45005 Property Records

Warren County property record for 409 Sandy Ln, Franklin, OH 45005 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 972 sqft · built 1961
Lot Size0.192 acres (8,064 sqft)
OwnerIndividual Name on File
Last Sale$139,500 (Jul 2019)
Tax Bill$2,895 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-108-027-0

Property Details

APN / Parcel Number

Primary APN04-25-108-027-0
Alternative APNs
  • 0425108027
  • 425108027
  • 2130017

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Building Area972 sqft Living Area
1st Floor Area72 sqft
Basement Area450 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,064 sqft (0.192 acres)
Lot Dimensions112 ft deep x 72 ft wide
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2130017
Street Address409 SANDY LN
CityFRANKLIN
StateOH
Zip45005-2067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAYNE CREST PARK LOT 254
Legal SubdivisionLAYNE CREST PARK
Legal Block17
Legal Lot Number254
JurisdictionWARREN OH
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3008
Census Tract32502

Owner

Source: Warren County records · APN 04-25-108-027-0

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 SANDY LN, FRANKLIN, OH 45005-2067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 10, 2019Warranty Deed, Transfer · FHA Mortgage
RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2019 · Amount on Record
Deed SaleJul 10, 2019 · Amount on Record
Deed Document Number201918352
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address409 SANDY LN, FRANKLIN, OH 45005-2067
Transaction TypeMortgage
Record UpdatedJul 14, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SANDY LN, FRANKLIN, OH 45005-2067

Mortgage

Document Number2021028801
DateJun 23, 2021
Instrument2021-028801
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateJul 10, 2019
Property Address409 SANDY LN, FRANKLIN, OH 45005-2067
Document Number0000018352
Map ReferenceMB 4 PG 189
Instrument DateJul 05, 2019
Instrument2019-018352
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 SANDY LN, FRANKLIN, OH 45005-2067

Mortgage

Document Number0000018353
DateJul 10, 2019
Instrument2019-018353
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionFranklin Township
MunicipalityFranklin City
Unified School DistrictFranklin City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,895.00 (+30.52%)$56,580 (+33.76%) Land $15,750 Building $40,830$161,650 (+33.75%) Land $45,000 Building $116,650
2023$2,218.00 (+3.31%) Homeowner's exemption$42,301 (-) Land $9,685 Building $32,616
2022$2,147.00 Homeowner's exemption$42,301 Land $9,685 Building $32,617$120,860 (-) Land $27,670 Building $93,190
2021$120,860 Land $27,670 Building $93,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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