Volusia County property record for 409 Sandy Ln, Deltona, FL 32738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,628 sqft · built 1990 |
| Lot Size | 1 acres (43,888 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $395,000 (Apr 2022) |
| Tax Bill | $4,497 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8134-02-01-0050 |
| Primary APN | 8134-02-01-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,628 sqft Living Area |
| Gross Area | 3,124 sqft |
| 1st Floor Area | 2,628 sqft |
| Utility Room | Utility Room |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,888 sqft (1 acres) |
| Lot Dimensions | 326 ft deep x 135 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 581 sqft |
| Deck Area | 112 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4079009 |
|---|---|
| Street Address | 409 SANDY LN |
| City | DELTONA |
| State | FL |
| Zip | 32738-8654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01R4 |
| Legal Description | E 1/2 OF LOT 4 & ALL LOT 5 BLK A TREESHORE DEVELOPMENT MB 32 PG 7 PER OR 3434 PG 1552 PER OR 8090 PG 2237 PER OR 8240 PG 2597 |
| Legal Range | 31E |
| Legal Township | 18S |
| Legal Section | 34 |
| Legal Subdivision | TREESHORE DEVELOPMENT MB |
| Legal Tract | 02 |
| Legal Block | A |
| Legal Lot Number | 4,5 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DELTONA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 91031 |
409 Sandy Ln is owner-occupied and held in a trust since April 2022.
Source: Volusia County records, as of March 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 409 SANDY LN, DELTONA, FL 32738-8654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Apr 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Jul 27, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on File |
| Deed Sale | Apr 20, 2022 · Amount on File |
| Prior Sale | Feb 15, 1990 · Amount on File |
| Deed Document Number | 202293326 |
| Deed Book / Page | 8240 / 2597 |
| Prior Transfer Date | Jul 22, 2021 |
| Prior Transfer Doc | 0080902237 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 409 SANDY LN, DELTONA, FL 32738-8654 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 409 SANDY LN, DELTONA, FL 32738-8654 |
| Document Number | 0083813833 |
|---|---|
| Date | Mar 17, 2023 |
| Book Page | 8381/3833 |
| Instrument | 2023054522 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | FORT WORTH, TX 76155 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 4, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Apr 20, 2022 |
| Property Address | 409 SANDY LN, DELTONA, FL 32738-8654 |
| Document Number | 0082402597 |
| Book / Page | 8240 / 2597 |
| Map Reference | MB 32 PG 7 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022093326 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2967 BALTING PL, 2967, MELBOURNE, FL 32940-7099 |
| Name | Verified Name |
|---|---|
| Address | 409 SANDY LN, DELTONA, FL 32738-8654 |
| Document Number | 0082402598 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 8240/2598 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jul 27, 2021 |
| Property Address | 409 SANDY LN, DELTONA, FL 32738-8654 |
| Document Number | 0080902237 |
| Book / Page | 8090 / 2237 |
| Map Reference | MB 32 PG 7 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021-176118 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2967 BAITING PL, MELBOURNE, FL 32940-7099 |
The 2025 property tax bill for 409 Sandy Ln was $4,497 with a homeowner's exemption, up 2.1% from the year before.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Deltona City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,421 (+2.7%) | $408,382 (+0.9%) Land $82,950 Building $325,432 | |
| 2025 | $4,497.00 (+2.13%) Homeowner's exemption | $259,417 | $404,758 Land $82,950 Building $321,808 |
| 2024 | $4,403.00 (+2.71%) | ||
| 2023 | $4,287.00 (+41.16%) Homeowner's exemption | $244,764 (+37.9%) | $396,320 (+6.96%) Land $80,342 Building $315,978 |
| 2022 | $3,037.00 Homeowner's exemption | $177,490 | $370,528 Land $31,185 Building $339,343 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Sandy Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Sandy Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELTONA WATER serves 81,006 people · EPA ID FL3640287 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T DSL | 100 / 20 |
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