Hillsborough County property record for 409 Sandsend Ct, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,273 sqft · built 2021 |
| Lot Size | 0.115 acres (5,025 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Dec 2022) |
| Tax Bill | $9,786 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 054191-2452 |
| Primary APN | 054191-2452 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,273 sqft Living Area |
| Gross Area | 2,978 sqft |
| 1st Floor Area | 1,130 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,025 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40.2 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0541912452 |
|---|---|
| Street Address | 409 SANDSEND CT |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-3472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | MIRABAY PARCEL 8 LOT 96 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 29 |
| Legal Subdivision | MIRABAY PARCEL 8 |
| Legal Lot Number | 96 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 14121 |
409 Sandsend Ct is owned and occupied by an individual who acquired it in May 2025.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 SANDSEND CT, APOLLO BEACH, FL 33572-3472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC |
| Jun 3, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Jun 3, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2022 · Amount on File |
| Deed Sale | Dec 3, 2022 · Amount on File |
| Prior Sale | Jun 3, 2021 · Amount on File |
| Deed Document Number | 2022564729 |
| Last Transfer Date | May 14, 2025 |
| Transfer Doc | 0000213352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 3, 2022 |
| Property Address | 409 SANDSEND CT, APOLLO BEACH, FL 33572-3472 |
| Document Number | 0000564729 |
| Map Reference | MB 137 PG 176 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 2022564729 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 SANDSEND CT, APOLLO BEACH, FL 33572-3472 |
| Name | Verified Name |
|---|---|
| Address | 409 SANDSEND CT, APOLLO BEACH, FL 33572-3472 |
| Investor | Possibly a Property Investor |
| Document Number | 0000564730 |
|---|---|
| Date | Dec 3, 2022 |
| Instrument | 2022564730 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 3, 2021 |
| Property Address | 409 SANDSEND CT, APOLLO BEACH, FL 33572-3472 |
| Document Number | 2021278020 |
| Map Reference | MB 137 PG 176 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021278020 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Title Company | PSH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674 |
| Name | Verified Name |
|---|---|
| Address | 409 SANDSEND CT, APOLLO BEACH, FL 33572 |
| Document Number | 2021278021 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021278021 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 1, 2046 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 3, 2021 |
| Property Address | 409 SANDSEND CT, APOLLO BEACH, FL 33572-3472 |
| Document Number | 0000278020 |
| Map Reference | MB 137 PG 176 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021278020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | PSH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674 |
| Name | Verified Name |
|---|---|
| Address | 409 SANDSEND CT, APOLLO BEACH, FL 33572-3472 |
| Document Number | 0000278021 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021278021 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 1, 2046 |
The 2025 property tax bill for 409 Sandsend Ct was $9,786 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,065 (+0.3%) Land $79,144 Building $289,921 | $369,065 (-7.42%) Land $79,144 Building $289,921 | |
| 2025 | $9,786.00 Homeowner's exemption | $367,946 | $398,627 Land $79,144 Building $319,483 |
| 2023 | $8,873.00 (-5.82%) Homeowner's exemption | $347,161 (-11.03%) Land $55,275 Building $291,886 | $347,161 (-11.03%) Land $55,275 Building $291,886 |
| 2022 | $9,421.00 Homeowner's exemption | $390,185 Land $55,275 Building $334,910 | $390,185 Land $55,275 Building $334,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Sandsend Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 872 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 179 condo units |
| Nearby Flood Claims | 223 (1993–2025) |
| Claims Outside the SFHA | 1 of 223 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Sandsend Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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