409 Sanderson Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 409 Sanderson Rd, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,073 sqft · built 1930
Lot Size0.479 acres (20,865 sqft)
OwnerIndividual Name on Record
Tax Bill$2,985 (2025)
Deeds & MortgagesNov 2019 Mortgage
APN0970000000190

Property Details

APN / Parcel Number

Primary APN0970000000190

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,073 sqft Living Area
1st Floor Area940 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area20,865 sqft (0.479 acres)
Garage TypeDetached
Garage Area576 sqft

Exterior Amenities

PorchSlab
Porch Area468 sqft
Deck Area192 sqft
Patio Area222 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address409 SANDERSON RD
CityCHESAPEAKE
StateVA
Zip23322-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal DescriptionST BRIDES PIECE
Legal SubdivisionWHOLE MAP 097
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2001
Census Tract21104

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 SANDERSON RD, CHESAPEAKE, VA 23322-2031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address409 SANDERSON RD, CHESAPEAKE, VA 23322-2031
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10074/1248
DateNov 1, 2019
Book Page10074/1248
Instrument190030038
Lender
NameSIERRA PACIFIC MORTGAGE COMPANY INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2034
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$305,400 (+3.35%) Land $180,000 Building $125,400$305,400 (+3.35%) Land $180,000 Building $125,400
2025$2,985.00 (+67.13%)$295,500 (+42.34%) Land $159,600 Building $135,900$295,500 (+42.34%) Land $159,600 Building $135,900
2023$207,600 (+4.85%) Land $102,100 Building $105,500$207,600 (+4.85%) Land $102,100 Building $105,500
2022$198,000 Land $99,600 Building $98,400$198,000 Land $99,600 Building $98,400
2019$1,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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