409 Sandera Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 409 Sandera Dr, Gambrills, MD 21054

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,850 sqft · built 2004
Lot Size0.231 acres (10,092 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Jul 2017)
Tax Bill$7,644 (2023)
Deeds & MortgagesDec 2020 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-676-90213517

Property Details

APN / Parcel Number

Primary APN04-676-90213517
Alternative APNs
  • 467690213517
  • 67690213517

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,850 sqft Total Area
1st Floor Area1,608 sqft
Basement Area1,213 sqft
Finished Basement1,213 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,092 sqft (0.231 acres)
Garage TypeBuilt-in
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft
Patio Area350 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number67690213517
Old Parcel Number467690213517
Street Address409 SANDERA DR
CityGAMBRILLS
StateMD
Zip21054-1766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 104 409 SANDERA DR SADDLEBROOKE
Legal SubdivisionSADDLEBROOKE 12
Legal Lot Number104 409
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group2
Census Block2014
Census Tract740304

Owner

Source: Anne Arundel County records · APN 04-676-90213517

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 SANDERA DR, GAMBRILLS, MD 21054-1766
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRESIDENTIAL BANK FSB
Jul 28, 2017Grant Deed, Transfer · Conventional Mortgage
PRESIDENTIAL BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2017 · Amount on Record
Deed SaleJul 28, 2017 · Amount on Record
Deed Document Number0031199209
Deed Book / Page31199 / 209
Record UpdatedJun 07, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address409 SANDERA DR, GAMBRILLS, MD 21054-1766
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0358250423
DateDec 21, 2020
Book Page35825/423
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJul 28, 2017
Property Address409 SANDERA DR, GAMBRILLS, MD 21054-1766
Document Number0311990209
Book / Page031199 / 000209
Instrument DateJun 30, 2017
Transaction TypeTransfer
Record UpdatedSep 30, 2020
Title CompanyCAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1518 STONEY BEACH WAY STONEY BEACH MD 212262144, STONEY BEACH, MD 21226-2144

Mortgage

Document Number311990233
DateJul 28, 2017
Book Page031199/000233
Lender
NamePRESIDENTIAL BK
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 27, 2047

Mortgage

Document Number311990216,
DateJul 28, 2017
Book Page031199/000216
Lender
NamePRESIDENTIAL BK
TypeBank
AddressBETHESDA, MD 20814
Agreement
AmountAmount Recorded
Term360 Months
DueJul 27, 2047

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$7,644.00$700,033$788,100 Land $163,700 Building $624,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2021 · other causes

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Wireless
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 236 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCROFTON-ODENTON
serves 62,986 people
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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