409 Sanborn Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 409 Sanborn Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,347 sqft · built 1910
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (May 2026)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-15-231-003`

Property Details

APN / Parcel Number

Primary APN	`17-15-231-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,347 sqft Total Area
Basement Area	400 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 SANBORN AVE
City	BIG RAPIDS
State	MI
Zip	49307-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000409 SANBORN AVENUE: ASSESSOR'S PLAT #1 -- BLK 7, LOT 7
Legal Subdivision	ASSESSOR'S PLAT
Legal Block	7
Legal Lot Number	7
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2009
Census Tract	960600

Owner

Source: Mecosta County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3046 BRENTWOOD DR SE, GRAND RAPIDS, MI 49506-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Dec 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 3, 2020	Warranty Deed, Transfer LAKELAND TITLE/MECOSTA COMPANY, LAKELAND TITLE OF MECOSTA CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Dec 3, 2020 · Amount on Record
Deed Document Number	20263848
Deed Book / Page	940 / 5822
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	907/3274
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 27, 2026
Property Address	409 SANBORN AVE, BIG RAPIDS, MI 49307-1741
Document Number	00940/5822
Book / Page	940 / 5822
Instrument Date	May 22, 2026
Instrument	20263848
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	CERTIFIED TITLE, VERIFIED TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 BRENTWOOD DR SE, GRAND RAPIDS, MI 49506-1903

Mortgage

Document Number	0000003857,
Date	May 27, 2026
Instrument	20263857

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.65%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Dec 3, 2020
Property Address	409 SANBORN AVE, BIG RAPIDS, MI 49307-1741
Document Number	907/3274
Book / Page	907 / 3274
Instrument Date	Nov 13, 2020
Instrument	202000009114
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	VERIFIED TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 SANBORN AVE, 409, BIG RAPIDS, MI 49307-1741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SANBORN AVE, BIG RAPIDS, MI 49307-1741

Mortgage

Document Number	202000009115
Date	Dec 3, 2020
Instrument	202000009115

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Dec 3, 2020
Property Address	409 SANBORN AVE, BIG RAPIDS, MI 49307-1741
Document Number	907/3271
Book / Page	907 / 3271
Instrument Date	Nov 11, 2020
Instrument	202000009113
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	LAKELAND TITLE/MECOSTA COMPANY, LAKELAND TITLE OF MECOSTA CO

Transaction

Amount	Amount Recorded
Tax	$731.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41894 W PLATA ST, 41894, MARICOPA, AZ 85138-2553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SANBORN AVE, BIG RAPIDS, MI 49307-1741

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,900 (+6.74%)	$167,800 (+6.74%)
2025	$2,281.00 (+3.03%) Homeowner's exemption	$78,600 (+28.22%)	$157,200 (+28.22%)
2024	$2,214.00
2023		$61,300	$122,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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