409 Saint Peter Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 409 Saint Peter Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 872 sqft · built 1937
Lot Size	0.14 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Jun 2017)
Tax Bill	$1,644 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.180.4220`

Property Details

APN / Parcel Number

Primary APN	`34.180.4220`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	872 sqft Living Area
1st Floor Area	704 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 SAINT PETER AVE
City	ALBERT LEA
State	MN
Zip	56007-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ADDITION LOT-014 BLOCK-020 LOT 14 BLK 20 HOME ADDITION
Legal Subdivision	HOME ADDITION
Legal Block	20
Legal Lot Number	14
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2002
Census Tract	180600

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 SAINT PETER AVE, ALBERT LEA, MN 56007-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jun 20, 2017	Personal Representative Deed, Transfer PARTNERS TITLE COMPANY, PARTNERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2017 · Amount on Record
Deed Sale	Jun 20, 2017 · Amount on Record
Deed Document Number	2017V677460
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	409 SAINT PETER AVE, ALBERT LEA, MN 56007-3723
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A554017
Date	Mar 25, 2022
Instrument	A554017

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	409 SAINT PETER AVE, ALBERT LEA, MN 56007-3723
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A527795
Date	Jun 23, 2017
Instrument	A527795

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

June 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FREEBORN MN
Recording Date	Jun 20, 2017
Property Address	409 SAINT PETER AVE, ALBERT LEA, MN 56007-3723
Document Number	CRV677460
Instrument Date	Jun 20, 2017
Instrument	CRV677460
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16329 MAYFIELD DR, 16329, EDEN PRAIRIE, MN 55347-2212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SAINT PETER AVE, ALBERT LEA, MN 56007-3723

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,644.00 Homeowner's exemption	$75,800 (+23.25%) Land $20,600 Building $55,200	$75,800 (+23.25%) Land $20,600 Building $55,200
2025	$1,644.00 (+17.26%)
2023	$1,402.00 (+99.15%) Homeowner's exemption	$61,500 Land $8,200 Building $53,300	$61,500 Land $8,200 Building $53,300
2020	$704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 3 claims Severe Storms, Tornadoes & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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