St. Tammany Parish property record for 409 Saddlebrook Ct, Covington, LA 70435 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2005 |
| Square Footage | 1,803 sqft Living Area |
| Lot Size | 8,389 sqft (0.192 acres) |
| Garage | 424 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $184,900 (2017) |
| Tax Bill | $1,282.00 (2025) |
| Primary APN | 107-140-7668 |
|---|---|
| Alternative APN |
|
| Building Area | 1,803 sqft Living Area |
|---|---|
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 8,389 sqft (0.192 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 424 sqft Garage |
| Street Address | 409 SADDLEBROOK CT |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70435-0530 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PENN MILL LAKES LT176 PH1 |
| Legal Subdivision | PENN MILL LAKES |
| Legal Phase | 1 |
| Legal Lot Number | 176 |
| Jurisdiction | SAINT TAMMANY LA |
| Minor Civil Division | 3 |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 40204 |
Source: St. Tammany Parish records · APN 107-140-7668
Assessment roll updated February 6, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 SADDLEBROOK CT, COVINGTON, LA 70435-0530 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SERVICELINK |
| Sep 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| Feb 24, 2017 | Cash Sale Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2017 · Amount on Record |
| Deed Sale | Feb 24, 2017 · Amount on Record |
| Prior Sale | Dec 22, 2010 · Amount on Record |
| Deed Doc Number | 20172054445 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | May 01, 2026 |
| Property Address | 409 SADDLEBROOK CT, COVINGTON, LA 70435-0530 |
| Document Number | 0002490267 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 20262490267 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 409 SADDLEBROOK CT, COVINGTON, LA 70435-0530 |
| Document Number | 0002490267, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 20262490267 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jun 01, 2052 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 409 SADDLEBROOK CT, COVINGTON, LA 70435-0530 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002387004 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2387004 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jun 01, 2052 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Feb 24, 2017 |
| Property Address | 409 SADDLEBROOK CT, COVINGTON, LA 70435-0530 |
| Document Number | 0002054445 |
| Map Reference | MAP 3379 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 2054445 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2023 |
| Title Company | NORTHLAKE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 SADDLEBROOK CT, COVINGTON, LA 70435-0530 |
| Document Number | 0002054448 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 2054448 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish records · Assessment roll updated February 6, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,282.00 (-3.83%) Homeowner's exemption | $18,932 (-) Land $2,500 Building $16,432 | $189,324 (-) Land $25,000 Building $164,324 |
| 2024 | $1,333.00 (+21.74%) Homeowner's exemption | $18,932 (+16.33%) Land $2,500 Building $16,432 | $189,324 (+16.33%) Land $25,000 Building $164,324 |
| 2023 | $1,095.00 Homeowner's exemption | $16,275 (-) Land $2,500 Building $13,775 | $162,750 (-) Land $25,000 Building $137,750 |
| 2022 | $1,095.00 Homeowner's exemption | $16,275 Land $2,500 Building $13,775 | $162,750 Land $25,000 Building $137,750 |
Our records do not include FEMA flood map data for 409 Saddlebrook Ct; wildfire exposure is indirect.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 65th percentile of exposed land nationally · 87th in Louisiana |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 490 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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