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409 S Windhaven Trl, McHenry, IL 60050 Property Records

McHenry County property record for 409 S Windhaven Trl, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details3 bd · 6 ba · 1,154 sqft · built 1988
Lot Size0.35 acres (15,246 sqft)
Owner2 Owner Names on File
Last Sale$220,000 (Jun 2003)
Deeds & MortgagesAug 2022 Line of Credit
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN14-04-253-008

Property Details

APN / Parcel Number

Primary APN14-04-253-008

Interior

Bedrooms3 Beds
Full Baths6 Baths
Half Baths3 Half Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,154 sqft Living Area
Gross Area1,736 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleSplit Level
Foundation TypeRaised
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address409 S WINDHAVEN TRL
CityMCHENRY
StateIL
Zip60050-5925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2004R0057668 LT 12 WINDING CREEK UNIT 4
Legal Range08E
Legal Township44N
Legal Section04
Legal SubdivisionWINDING CREEK
Legal Block253
Legal Lot Number12
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1036
Census Tract870814

Owner

The current owner of 409 S Windhaven Trl acquired it in June 2004.

Source: McHenry County records, as of May 13, 2024

Owner of Record2 Owner Names on File
Mailing Address409 S WINDHAVEN TRL, MCHENRY, IL 60050-5925

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Jan 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2003 · Amount on File
Deed SaleJun 6, 2003 · Amount on File
Prior SaleJun 6, 2003 · Amount on File
Deed Document Number0000074508
Last Transfer DateJun 24, 2004
Transfer Doc0000057668
Record UpdatedJun 7, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address409 S WINDHAVEN TRL, MCHENRY, IL 60050-5925
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 S EINFHSBRN TRL, MCHENRY, IL 60050

Mortgage

Document Number0000028324
DateAug 11, 2022
Instrument2022R0028324
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 8, 2052
Interest
Rate TypeAdjustable Rate
Rate5.29%
Change FrequencyMonthly

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address409 S WINDHAVEN TRL, MCHENRY, IL 60050-5925
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003271
DateJan 30, 2018
Instrument2018R0003271
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$75,037 Land $18,357 Building $56,680$225,111 Land $55,071 Building $170,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 S Windhaven Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 S Windhaven Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

May also be available: Verizon.

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