Kalkaska County property record for 409 S Walnut St, Kalkaska, MI 49646
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,224 sqft · built 1930 |
| Lot Size | 0.226 acres (9,855 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,701 (2025) |
| Deeds & Mortgages | Feb 2020 Refinance Sep 2022 Mortgage |
| APN | 041-726-005-00 |
| Primary APN | 041-726-005-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 9,855 sqft (0.226 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 409 S WALNUT ST |
|---|---|
| City | KALKASKA |
| State | MI |
| Zip | 49646-9157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK G VILL OF KALKASKA SEC 17 T27N-R7W |
| Legal Range | 07W |
| Legal Township | 27N |
| Legal Section | 17 |
| Legal Subdivision | VILL OF KALKASKA |
| Legal Block | G |
| Legal Lot Number | 5 |
| Jurisdiction | KALKASKA MI |
| Township / Civil Division | KALKASKA |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950300 |
409 S Walnut St is owned and occupied by an individual.
Source: Kalkaska County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 S WALNUT ST, KALKASKA, MI 49646-9157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GOLD STAR MORTGAGE GROUP |
| Sep 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALKASKA MI |
| Property Address | 409 S WALNUT ST, KALKASKA, MI 49646-9157 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003149433 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 3149433 |
| Name | GOLD STAR MORTGAGE GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALKASKA MI |
| Property Address | 409 S WALNUT ST, KALKASKA, MI 49646-9157 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003164816 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 3164816 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 409 S Walnut St was $1,701 with a homeowner's exemption, up 0.9% from the year before.
Source: Kalkaska County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalkaska County |
| County Subdivision | Kalkaska Township |
| Municipality | Kalkaska Village |
| Unified School District | Kalkaska Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,500 (+11.41%) | $207,000 (+11.41%) | |
| 2025 | $1,701.00 (+0.95%) Homeowner's exemption | $92,900 | $185,800 |
| 2024 | $1,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 409 S Walnut St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 S Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF KALKASKA serves 2,020 people · EPA ID MI0003560 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures