Chester County property record for 409 S Wall St, Spring City, PA 19475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,606 sqft · built 1900 |
| Lot Size | 0.279 acres (12,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Sep 2023) |
| Tax Bill | $488 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-7-50 |
| Primary APN | 14-7-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,606 sqft Living Area |
| Basement Area | 375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Old Style |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 12,160 sqft (0.279 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 S WALL ST |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT DWG & GAR |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | SPRING CITY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 301100 |
409 S Wall St is owned and occupied by two individuals who bought it in September 2023.
Source: Chester County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 S WALL ST, SPRING CITY, PA 19475-2118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 21, 2023 | Deed, Transfer · Conventional Mortgage PHILADELPHIA MORTGAGE ADVISORS INC |
| Oct 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL PROPERTIES INC |
| Oct 24, 2019 | Grant Deed, Transfer · Conventional Mortgage MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on File |
| Deed Sale | Sep 21, 2023 · Amount on File |
| Prior Sale | Oct 24, 2019 · Amount on File |
| Deed Document Number | 202311993818 |
| Deed Book / Page | 11113 / 358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 409 S WALL ST, SPRING CITY, PA 19475-2118 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0111101262 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 11110/1262 |
| Instrument | 11993031 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | Jan 1, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Sep 21, 2023 |
| Property Address | 409 S WALL ST, SPRING CITY, PA 19475-2118 |
| Document Number | 0111130358 |
| Book / Page | 11113 / 358 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 11993818 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Title Company | TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 S WALL ST, SPRING CITY, PA 19475-2118 |
| Document Number | 0011993819 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 11993819 |
| Name | PHILADELPHIA MORTGAGE ADVISORS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 409 S WALL ST, SPRING CITY, PA 19475-2118 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096331250 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 9633/1250 |
| Instrument | 11572092 |
| Name | CITADEL PROPERTIES INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 25, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Oct 24, 2019 |
| Property Address | 409 S WALL ST, SPRING CITY, PA 19475-2118 |
| Document Number | 0100291178 |
| Book / Page | 010029 / 001178 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 11696175 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2019 |
| Title Company | TRI-COUNTY R/E SERVICES INC, TRI-COUNTY R/E SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 S WALL ST SPRING CITY PA 194752118, SPRING CITY, PA 19475-2118 |
| Document Number | 100291182 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 010029/001182 |
| Instrument | 11696176 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2049 |
The 2026 property tax bill for 409 S Wall St was $488.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Spring City Borough |
| Unified School District | Spring-Ford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488.00 | $109,630 Land $33,050 Building $76,580 | $111,930 Land $33,050 Building $78,880 |
| 2024 | $4,451.00 (+3.06%) | $109,630 (-) Land $33,050 Building $76,580 | |
| 2023 | $4,319.00 | $109,630 Land $33,050 Building $76,580 | |
| 1998 | $111,930 Land $33,050 Building $78,880 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 409 S Wall St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1978–1996) |
| Most Recent Claim | Oct 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 S Wall St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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