409 S Taylor St, Gainesville, TX 76240 Property Records

Cooke County property record for 409 S Taylor St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 2,092 sqft · built 1940
Lot Size0.327 acres (14,240 sqft)
OwnerIndividual Name on File
Tax Bill$2,509 (2026)
Flood ZoneZone X (minimal risk)
APN2880-015-00018

Property Details

APN / Parcel Number

Primary APN2880-015-00018
Alternative APN
  • 537

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area2,092 sqft Living Area
Gross Area2,244 sqft
1st Floor Area2,092 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialSiding
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area14,240 sqft (0.327 acres)
PorchSlab
Porch Area52 sqft
Storage Building100 sqft

Location & Zoning

Account Number2880-015-00018
Street Address409 S TAYLOR ST
CityGAINESVILLE
StateTX
Zip76240-4932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLIAMS ADDN; BLOCK 15; LOT 18-19 PT
Legal SubdivisionWILLIAMS ADDN
Legal Block15
Legal Lot Number18-19
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group4
Census Block4024
Census Tract1100

Owner

409 S Taylor St is owned by an individual who acquired it in February 2013.

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address9 SUNFLOWER DR, VALLEY VIEW, TX 76272-6952
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2013
Deed SaleFeb 13, 2013
Deed Document Number201335587
Deed Book / Page1854 / 346
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 409 S Taylor St was $2,509, up 5.2% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,509.00 (+5.2%)$119,909 (+5.14%) Land $48,409 Building $71,500$119,909 (+5.14%) Land $48,409 Building $71,500
2025$2,385.00 (+11.4%)$114,043 Land $48,409 Building $65,634$114,043 Land $48,409 Building $65,634
2024$2,141.00
2023$100,036 Land $44,002 Building $56,034$100,036 Land $44,002 Building $56,034
2022$2,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 S Taylor St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims13 (1989–2009)
Claims Outside the SFHA2 of 13
Most Recent ClaimApr 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 9 claims
  • Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 S Taylor St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: Element8, T-Mobile.

Nearby Properties on S Taylor St

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