409 S Ruby St, Ellensburg, WA 98926 Property Records

Kittitas County property record for 409 S Ruby St, Ellensburg, WA 98926

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1920
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$349,630 (Jan 2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`17-18-02051-3708`

Property Details

APN / Parcel Number

Primary APN	`17-18-02051-3708`
Alternative APNs	`P817233` `817233`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1920
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)
Lot Width	50 ft Width
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Deck Area	12 sqft
Storage Building	308 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	P817233
Street Address	409 S RUBY ST
City	ELLENSBURG
State	WA
Zip	98926-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ERM
Legal Description	CD. 1811; TWN EBURG; MURRAYS ADD. LOT 8, BLK 37
Legal Range	18
Legal Township	17
Legal Section	02
Legal Subdivision	MURRAYS ADD
Legal Block	37
Legal Lot Number	8
Jurisdiction	KITTITAS WA
Township / Civil Division	ELLENSBURG
Census Block Group	2
Census Block	2082
Census Tract	975600

Owner

409 S Ruby St is owned and occupied by an individual who bought it in January 2024.

Source: Kittitas County records, as of February 23, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	409 S RUBY ST, ELLENSBURG, WA 98926-3715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on File
Deed Sale	Jan 31, 2024 · Amount on File
Prior Sale	Aug 8, 2016 · Amount on File
Deed Document Number	202401310003
Record Updated	Jun 7, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	Jan 31, 2024
Property Address	409 S RUBY ST, ELLENSBURG, WA 98926-3715
Document Number	0001310003
Map Reference	MB 1 PG 15
Instrument Date	Jan 29, 2024
Instrument	202401310003
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	NEXTITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S RUBY ST, ELLENSBURG, WA 98926-3715

Mortgage

Document Number	0001310004
Date	Jan 31, 2024
Instrument	202401310004

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Kittitas County assessment roll, as of September 30, 2022

Property Jurisdictions

Type	Name
State	Washington
County	Kittitas County
Municipality	Ellensburg City
Unified School District	Ellensburg School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$185,980 Land $56,580 Building $129,400	$185,980 Land $56,580 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 S Ruby St in Zone X, an area of moderate flood risk, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	18 (1982–2011)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jan 2011 · Severe Winter Storm, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2011 · 2 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 6 claims High Winds, Severe Storms And Flooding, Feb 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 S Ruby St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLENSBURG WATER DEPT serves 20,900 people · EPA ID WA5322950
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Gigabeam Internet Fixed Wireless	300 / 300
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20